Make your goals of homeownership a reality.
Find out if you qualify for a mortgage through our first-time homebuyer program.
First Home Mortgage Loan
Special loan financing for first-time homebuyers
Locations: First Home Mortgage Loan Contact Us: First Home Mortgage Loan
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Up to 100% financing of the home purchase price |
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No down payment required |
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Lower Private Mortgage Insurance Premium (PMI) |
Your First Home is Closer Than You Think
If you're a first-time homebuyer looking to buy a home in Ventura County, our team is here to guide you every step of the way.
First Home Mortgage Loan eligibility requirements*
- First-time homebuyers or borrowers who have not owned a home in the last 36-months
- Single family houses, townhouses and condos
- Completion of homeowner education required prior to funding
Get started on your homeownership journey
Complete this form and a Home Loan Specialist will get in touch with you.
Joining the credit union was my best choice; I love the welcoming atmosphere and the warm greetings I get from all the employees!
Ana G., Oxnard
All loans subject to approval.
*Borrowers with household income greater than 140% of the AMI (Area Median Income), or $183,820 for Ventura County are not eligible.