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Online Banking FAQs

Mortgage Calculators

Dig into all the details of your house payment.

Contact a Home Loan Specialist: Mortgage Calculators View Rates: Mortgage Calculators
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How Much Home Can I Afford?

Drill down into your own financial situation just as a lender might.

Should I refinance my mortgage?

A new home loan could save you thousands over the long haul.

Loan Comparison Calculator

Dig into the details to find the best financing deal.

Should I Buy or Rent a Home?

When weighing both options, there are a lot of factors to consider.

Mortgage Calculator

A long list of factors affect your monthly payments.

30 Year Fixed - Conforming

as low as

7.182APR*

View Rates: 30 Year Fixed - Conforming

30 Year Fixed - High Balance

as low as

7.051APR*

View Rates: 30 Year Fixed - High Balance

30 Year Fixed - Non-Conforming

as low as

6.789APR*

View Rates: 30 Year Fixed - Non-Conforming

5/1 ARM - Conforming

as low as

6.195APR*

View Rates: 5/1 ARM - Conforming

7/1 ARM - Conforming

as low as

7.297APR*

View Rates: 7/1 ARM - Conforming

Learn More: View All Rates
*Annual Percentage Rate.

I became a member in 2017 when my sister in law told me about your awesome mortgage rates and I then refinanced my home with VCCU.

Jorge S., Port Hueneme

All loans subject to approval. VCCU is an Equal Housing Opportunity lender.