Mortgage Calculators

Dig into all the details of your house payment.

Contact a Home Loan Specialist View Rates

How Much Home Can I Afford?

Drill down into your own financial situation just as a lender might.

A new home loan could save you thousands over the long haul.

Dig into the details to find the best financing deal.

When weighing both options, there are a lot of factors to consider.

A long list of factors affect your monthly payments.

30 Year Fixed - Conforming

as low as

3.199%^APR*

30 Year Fixed - High Balance

as low as

3.315%^APR*

30 Year Fixed - Non-Conforming

as low as

3.199%^APR*

5/1 ARM - Conforming

as low as

3.963%^APR*

7/1 ARM - Conforming

as low as

3.929%^APR*

View All Rates

*Annual Percentage Rate.

I became a member in 2017 when my sister in law told me about your awesome mortgage rates and I then refinanced my home with VCCU.

Jorge S., Port Hueneme

All loans subject to approval. VCCU is an Equal Housing Opportunity lender.