Phishing Scam Alert Please be aware of a known phishing attempt that is circulating. If you receive an unsolicited text message that looks like it's from VCCU asking you to click on a link, this is a scam. DO NOT click any links and delete.

As a reminder, we will never ask you for sensitive personal information such as your account password, PIN or one-time passcodes. If you are uncertain of a call, email or text message, verify first by calling us at 805.477.4000. Learn more here.

Business Accounts & Commercial Loans

Our top priority is helping you grow your California business.

Locations About Us

No matter your business’s financial goals, VCCU offers banking products and services to help you reach them.

Compare our business checking accounts, savings accounts, loans, and commercial lending options.

Business Accounts

Our business accounts can provide you with a competitive edge.

Commercial Loans

We offer a variety of lending solutions that can get the job done.

Our Lending Specialists

Our team of experts can help your Southern California company thrive.

Contact Commercial Lending

Your quick connection to working capital and affordable financing.

Small Business Series

Highlighting our local small businesses.

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!

We moved to Ventura 8 years ago and looked for a local credit union. VCCU had the least amount of fees than everyone and had the nicest customer service! VCCU also helped us get our pool business started.

Stephanie S., Ventura Branch