We've made it even easier to make your loan payments online.

Easy payment solutions with Quick Pay

Quick Pay is a convenient, low-cost* way to pay your VCCU auto loan, personal loan or credit card using a checking or savings account from another financial institution or a non-VCCU Visa or Mastercard debit or credit card. 
  • Register to get started for single payments or auto pay or 
  • Set up a one-time payment with Express Pay (no log in required)
  • Make an on-time payment until 6:00 p.m. PST on the due date
Find the answers to our most Frequently Asked Questions below.

Quick Pay Frequently Asked Questions

You can either register for Quick Pay to save your login information for next time, or use Express Pay, which allows you to make a quick payment without creating a login. 

For both options you will need the primary member’s:
  • VCCU member number
  • The last 4 digits of their Social Security Number
  • Date of birth
  • Email address 
You will also need your debit or credit card of the account and routing number from the financial institution which you will be making the payment from.

Note: You can find your VCCU member number on your monthly statement, Online Banking profile, membership card or printed on your checks.
First, review the information you are entering, be sure it is the primary members' information.

Next, check your Online Banking profile to ensure that your information (email address and phone number) is up-to-date. If you are still unable to register, please contact us for assistance.

Note: If you choose to use Express Pay you do not need to register, however your login information will not be stored. 
The Quick Pay program has best functionality with Google Chrome, Microsoft Edge or Mozilla Foxfire. Internet Explorer is not recommended.
  1. Log on using your Quick Pay email and password
    1. View the loan(s) eligible for Quick Pay*
    2. Choose to set up an Auto Pay or one-time payment from a credit or debit card or bank account
  2. If you choose not to register, you can use Express Pay, which will not store your login information, but allow you to make a one-time or recurring payment.

*Quick Pay is not available on accounts without a loan or if the loan is not current.
If you forgot your password, you can reset it using the “Forgot your Password” link from the Quick Pay login screen.
Yes, with a MasterCard you may use a debit or credit. If paying with a VISA, only debit is permissible. 
The maximum payment allowed is $1,500.
You can schedule your payments up to 14 days in advance for a single payment, or you can sign up for recurring payments.
No, you will need to contact us to obtain current payoff information.
  • No fee for credit card payments
  • $5.00 for all other payments
Contact your paying institution as your payment will not post and then make arrangements to pay with a different means.
Yes, for open-ended loans (i.e. credit cards loans) overpayments will be credited to the loan, if a balance is due. Otherwise the overpayment will be credited to your primary share account. For closed-end loans (i.e. vehicle loans) we do not recommend paying more than the payment amount. Any overpayment will be credited to the primary share.
Credit cards, auto loans (all types), personal loans and Advantage lines of credit.

Note: You cannot make a payment to your mortgage loan through this service. Log into Online Banking to access your mortgage payment options.
Payments will post to your loan same day if made before 6 p.m. PST.
You will need to contact the institution where the payment is coming from.
You can manage the scheduling and cancelling of (Auto Pay) recurring payments through the Quick Pay system if done at least one business day prior to the payment processing date. If you cancel the same day or after it is scheduled, the cancellation will be applied to the next scheduled payment, not the current payment.
It may take 3-5 business days for the funds to be withdrawn from your other financial institution. 

VCCU is a full-service, California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join



*$5.00 per transaction for each one-time, automatic or Express Pay payment when using a checking or savings account or debit card.
Quick Pay is not available on accounts without a loan or if the loan is not current.