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Online Banking FAQs

Loan Options

Get the money you need to make life easier.

Request an Appointment: Loan Options View Rates: Loan Options

Looking for a new car? Or your dream home? Maybe a low-rate credit card with lots of perks?

VCCU has you covered with competitive rate mortgage loans, car loans, RV loans and much more.

Vehicle Loans

Our friendly car financing can put you in the driver's seat.

Loan Protection

Guard against accidents, breakdowns, and life's unexpected events.

Home Loans

Make your big move with our affordable home loan rates and friendly, local Southern California credit union service.

Home Equity Loans

Put the equity you have in your home to work.

Credit Cards

Easy to use online and in-store or with your mobile wallet.

Personal Loans

Extra money for any number of things.

Loan Rates

Get the funds you need at a competitive, affordable price.

Mortgage Rates

Our goal is to keep Southern California home ownership within your reach.

Check Loan Status

We're moving forward to help you move ahead.

Skip-A-Pay

When you need to take a break from your loan payments, you've got options.

Auto Loans

as low as

2.99%APR*

Apply Now: Auto Loans

Platinum Rewards Credit Card

as low as

12.20%APR*

Apply Now: Platinum Rewards Credit Card

Signature Loan

as low as

8.95%APR*

Apply Now: Signature Loan

30 Year Fixed - Conforming

as low as

6.325%APR*

View Rates: 30 Year Fixed - Conforming

First Time Auto Buyer up to 48 months

as low as

8.99%APR*

Learn More: View All Rates
*Annual Percentage Rate

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join! 

 

 

Outstanding service in arranging for a personal loan. I hold 3 separate accounts at VCCU and their support has always been superb.

William Z., Thousand Oaks Branch