Phishing Scam Alert Please be aware of a known phishing attempt that is circulating. If you receive an unsolicited text message that looks like it's from VCCU asking you to click on a link, this is a scam. DO NOT click any links and delete.

As a reminder, we will never ask you for sensitive personal information such as your account password, PIN or one-time passcodes. If you are uncertain of a call, email or text message, verify first by calling us at 805.477.4000. Learn more here.

Checking Accounts & Debit Card

Our totally free checking accounts are designed for every lifestyle.

Open an Account Request an Appointment

VCCU offers competitive checking accounts, convenient overdraft protection options and debit cards packed with benefits.

Compare checking accounts, debit cards and select the best deposit and payment product for you.

Compare Checking Accounts

Our checking accounts offer convenience plus value.

Early Payday Deposit

Get your direct deposits up to two days earlier.

Checking Account Protection

Offering choices for automatic overdraft protection.

Debit Card

A simple, secure way to make your everyday purchases.

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!

My parents have been banking with VCCU for as long as I can remember so naturally when I needed an account to cash my checks from my very first job, VCCU in Ventura was the first place we went. Since then I have been a faithful and happy member. Thank you VCCU for always being there.

Jessica R., Port Hueneme Branch