People helping people. That's always been our philosophy.
We're driven to do right by our members, not by profits.
Scheduled Maintenance Online Banking, Mobile Banking, and Telephone Teller services may be temporarily unavailable starting at 10:00 p.m. on Saturday, December 14th until 4:00 a.m. on Sunday, December 15th for scheduled system maintenance.
We're driven to do right by our members, not by profits.
Our first office was beneath a stairwell. We had only a few employees with one cash drawer.
But we were dedicated to making a difference in the lives of our members. We were determined to put money in people's pockets instead of taking it out through excessive fees and high loan rates.
From those humble beginnings, we've grown into a full-service financial institution, serving members throughout the county. We now have locations in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Moorpark and Simi Valley, California.
And we have more than $1 billion in assets and over 70,000 members - with even greater expansion ahead.
Over the decades, we've regularly added financial products and services, everything from business accounts and wealth management expertise to credit cards and digital banking tools.
But one thing hasn't changed - our commitment to serving our members. At Ventura County Credit Union, we'll always be about people helping people.
What’s the difference between a bank and a credit union? It's a good question. Both offer similar services - checking and savings accounts, loans, credit cards, etc.
What sets the two types of institutions apart are the business models. Banks are for-profit businesses, run by executives and directors whose primary focus is turning a profit for shareholders. In pursuit of profits, they often charge excessive fees and higher loan rates.
In contrast, credit unions are not-for-profit financial cooperatives.