Skip-A-Pay

When you need to take a break from your loan payments, you've got options.

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Buy yourself some financial breathing room.

Skipping a scheduled payment can help get your budget back on track.

At Ventura County Credit Union, we know that sometimes life can leave your finances in a tight spot.

That's why we've made it easy to skip the occasional loan payment so you can take care of other important expenses.

  • Skip-A-Pay is available for credit cards, auto loans, and personal loans
  • To check your eligibility, visit us online, in branch or give us a call. A small fee may apply
  • Arrange for Skip-A-Pay in Online Banking or from the VCCU Mobile app
  • If you skip a payment, interest will continue to accrue and the total amount you pay over the life of the loan will be slightly higher
  • Skip-A-Pay must be scheduled prior to the end of the preceding month

VCCU is a full-service credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark, California.