Credit Cards

Enjoy a Ventura County Credit Union Mastercard that offers a lower interest rate, saving you money on every purchase.

Choose between a card with our lowest rate or one that earns you points you can redeem for merchandise, travel services, and more. 

Notice: Due to a worldwide chip shortage, our instant issue credit card stock is limited. Unless there is an urgent need, credit cards will be issued by mail. We apologize for the inconvenience and are working with our vendors to secure a replacement chip.

Platinum Rewards Mastercard

• Earn one point for every dollar you spend
  • Special Summer Promo: Earn 5 points for every dollar spent at a gas station through September 30, 2022! Click here for details
• Earn rewards that include merchandise, airfare, vacation packages and more
• Competitive interest rate and no annual fee
• See our Mastercard Rewards FAQs to learn more

Platinum Mastercard

• Low rates that last far beyond any special introductory period
• Ideal for financing big-ticket items or paying down high-interest debt
• No annual fee

Secured Mastercard

• An ideal way to build up or repair your credit
• Card is secured by deposits in your VCCU savings account
• Choose Platinum Secured or Platinum Rewards Secured

Additional Benefits

• Strong security to protect your finances and guard against ID theft
• Easily link your VCCU Mastercard to your digital wallet - Apple Pay, Google Pay or Samsung Pay
• Purchase protection provides compensation if purchased items are stolen or damaged
• Global travel assistance and concierge services when traveling outside of Ventura and Santa Barbara, California Counties and beyond
• Rental car and personal insurance coverage
• See full Guide to BenefitsPDF opens in a new window