Lower rates meet greater convenience.
Our credit cards offer ultimate spending power and a generous portion of perks.
Branch Limited Services
Due to staffing, our Thousand Oaks branch will be offering limited services until further notice. Learn more here.
Holiday Schedule
VCCU offices will be closed on Monday, May 30 in observance of Memorial Day. See our full holiday schedule here.
Our credit cards offer ultimate spending power and a generous portion of perks.
Choose between a card with our lowest rate or one that earns you points you can redeem for merchandise, travel services, and more.
Notice: Due to a worldwide chip shortage, our instant issue credit card stock is limited. Unless there is an urgent need, credit cards will be issued by mail. We apologize for the inconvenience and are working with our vendors to secure a replacement chip.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
*Annual Percentage Rate. View Credit Card Disclosures.