Lower rates meet greater convenience.
Our cards offer ultimate spending power and a generous portion of perks.
Credit Cards
Easy to use online and in-store or with your mobile wallet.
Apply Online: Credit Cards View Rates: Credit Cards
Enjoy a Ventura County Credit Union Mastercard that offers a lower interest rate, saving you money on every purchase.
Choose between a card with our lowest rate or one that earns you points you can redeem for merchandise, travel services, and more.
Platinum Rewards Mastercard
- Earn one point for every dollar you spend
- Earn rewards that include merchandise, airfare, vacation packages and more
- Competitive interest rate and no annual fee
- See our Mastercard Rewards FAQs to learn more
Platinum Mastercard
- Low rates that last far beyond any special introductory period
- Ideal for financing big-ticket items or paying down high-interest debt
- No annual fee
Secured Mastercard
- An ideal way to build up or repair your credit
- Card is secured by deposits in your VCCU savings account
- Choose Platinum Secured or Platinum Rewards Secured
Additional Benefits
- Strong security to protect your finances and guard against ID theft
- Easily link your VCCU Mastercard to your mobile wallet - Apple Pay, Google Pay or Samsung Pay
- Purchase protection provides compensation if purchased items are stolen or damaged
- Global travel assistance and concierge services
- Rental car and personal insurance coverage
- See full Guide to BenefitsPDF opens in a new window
VCCU is a full-service credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark, California.
I became a member right as I turned 18 years old. It was a family tradition to open up an account at VCCU and one tradition I am happy to pass down.
Jasmine R., Oxnard
*Annual Percentage Rate. View Credit Card Disclosures.