Home Loans

Make your big move with our affordable mortgage rates and friendly, local credit union service.

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Compare Home Loans

Work with our experienced lending professionals to find the perfect mortgage.

Our Home Loan Specialists

Our home loan experts will provide quality care and friendly service.

30 Year Fixed - Conforming

as low as

3.051%^APR*

View Rates: 30 Year Fixed - Conforming

30 Year Fixed - High Balance

as low as

3.039%^APR*

View Rates: 30 Year Fixed - High Balance

30 Year Fixed - Non-Conforming

as low as

3.051%^APR*

View Rates: 30 Year Fixed - Non-Conforming

5/1 ARM - Conforming

as low as

2.520%^APR*

View Rates: 5/1 ARM - Conforming

7/1 ARM - Conforming

as low as

2.563%^APR*

View Rates: 7/1 ARM - Conforming

View All Rates

*Annual Percentage Rate.

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!

I have lived in the Conejo Valley for almost 28 years raised my two kids solo here and VCCU was there to help when I refinanced my home, took out a Second, and got a line of credit. The best!

Susan R., Thousand Oaks

All loans subject to approval.
VCCU is an Equal Housing Opportunity lender.