Phishing Scam Alert Please be aware of a known phishing attempt that is circulating. If you receive an unsolicited text message that looks like it's from VCCU asking you to click on a link, this is a scam. DO NOT click any links and delete.

As a reminder, we will never ask you for sensitive personal information such as your account password, PIN or one-time passcodes. If you are uncertain of a call, email or text message, verify first by calling us at 805.477.4000. Learn more here.

Save & Spend

Make the most of every dollar with our high-value savings, free checking accounts and low-rate credit cards.

Open an Account Request an Appointment

Explore our complete line-up of deposit accounts, credit cards, convenient digital services and more.

For every life stage and lifestyle, your financial well-being is our top priority.

Grow With Us

Start with a 12-Month Certificate as high as 5% APY*

Deposit Account Rates

Growing your money is our goal.

Savings Accounts

Start big, start small, start here.

Money Market Accounts

With this saving account, the arrow is always pointed up.

Certificate Accounts

Planning with peace-of-mind.

Individual Retirement Accounts (IRAs)

A comfortable retirement starts with some smart planning.

Checking Accounts

Our totally free checking accounts are designed for every lifestyle.

Credit Cards

Easy to use online and in-store or with your mobile wallet.

Digital Services

Quickly connect to your VCCU accounts and loans from anywhere.

Youth Accounts

It's never too early to learn value of saving.

Fee Schedule

Competitive fees for greater value.

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!

My parents have been banking with VCCU for as long as I can remember so naturally when I needed an account to cash my checks from my very first job, VCCU in Ventura was the first place we went. Since then I have been a faithful and happy member. Thank you VCCU for always being there.

Jessica R., Port Hueneme Branch