Branch Operations Update

Due to COVID-19, our Camarillo branch will be open with limited transactions and closing at 5 pm today, July 1, 2022, and closed on Saturday, July 2. We appreciate your patience and apologize for any inconvenience. Learn more here. Para español haga clic aquí.

Holiday Schedule

VCCU offices will be closed on Monday, July 4th in observance of Independence Day. See our full holiday schedule here.

Our Home Loan Specialists

Our Southern California home loan experts will provide quality care and friendly service.

Check Loan Status View Rates

Working with a Mortgage Loan Specialist?

Get in contact with the Ventura County Credit Union Home Loan Specialist you are currently working with here.

Kathy Bochenek

Home Loan Specialist
Serving Ventura County

Fabrice Bouchet

Home Loan Specialist
Serving Ventura and Los Angeles Counties

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!

30 Year Fixed - Conforming

as low as

5.826%^APR*

View Rates: 30 Year Fixed - Conforming

30 Year Fixed - High Balance

as low as

5.936%^APR*

View Rates: 30 Year Fixed - High Balance

30 Year Fixed - Non-Conforming

as low as

5.826%^APR*

View Rates: 30 Year Fixed - Non-Conforming

View All Rates

*Annual Percentage Rate.

I became a member in 2017 when my sister in law told me about your awesome mortgage rates and I then refinanced my home with VCCU.

Jorge S., Port Hueneme

All loans subject to approval.

VCCU is an Equal Housing Opportunity lender