Ventura Parking Lot Closure The parking lot at our Ventura branch will be closed for scheduled repairs on Sunday, January 18th from approx. 7:00 am to 5:00 pm. The drive-up ATM will be open with no parking access during this time, while our walk-up ATM will be unavailable. See our ATM locator for nearby surcharge-free ATMs.

Holiday Schedule

VCCU offices will be closed on Monday, January 19th, in observance of Martin Luther King Jr. Day. See our full holiday schedule here.

Our Home Loan Specialists

Our Southern California home loan experts will provide quality care and friendly service.

Check Loan Status View Rates

Working with a Mortgage Loan Specialist?

Get in contact with the Ventura County Credit Union Home Loan Specialist you are currently working with here.

Nathan Hale

Serving credit union members in Ventura, Santa Barbara and Los Angeles Counties

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!

5/5 ARM - Conforming

as low as

5.886%^APR*

View Rates: 5/5 ARM - Conforming

30 Year Fixed - Conforming

as low as

6.085%^APR*

View Rates: 30 Year Fixed - Conforming

30 Year Fixed - High Balance

as low as

6.458%^APR*

View Rates: 30 Year Fixed - High Balance

30 Year Fixed - Non-Conforming

as low as

6.297%^APR*

View Rates: 30 Year Fixed - Non-Conforming

View All Rates

*Annual Percentage Rate.

I became a member in 2017 when my sister in law told me about your awesome mortgage rates and I then refinanced my home with VCCU.

Jorge S., Port Hueneme

All loans subject to approval.

VCCU is an Equal Housing Opportunity lender