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    Holiday Closure

    Our offices will be closed on Thursday & Friday, November 23 & 24 in observance of the Thanksgiving Holiday. Click Here to Learn More.

Preferred Partners including Sprint

Preferred Partners including Sprint

We’ve partnered with select companies to bring you more benefits.

Become a Member!

Become a Member!

Join VCCU today and start Living the life.

Apply for a Loan

Apply for a Loan

Great rates and flexible terms!

Living the Life

Welcome To Ventura County Credit Union

Welcome to Ventura County Credit Union! With 8 locations across Ventura County, we pride ourselves on being a convenient choice for our members. Membership is available to those who work, live, or attend school in Ventura or Santa Barbara County. Our staff is friendly, welcoming, and wants to ensure you receive the assistance and care you need at all times. If you are looking for any of the following services, we invite you to learn more about membership with VCCU. The following is a list of some, but not all, of the services we provide for our members:

  • Auto Loans: We offer both new and used auto loans for our members, so if you are currently looking for a way to finance a new, used, or late model car, an auto loan might be the perfect option for you.
  • Personal Loans: Our staff is here to give you access to personal loan options in order to give you financial freedom, and to help strengthen your credit, and give you access to money in situations when you need it. We keep our interest rates low, and have an easy application process that we are happy to help you navigate.
  • Home Loans: We are happy to offer you real estate loans with flexible terms for this special time in your life, whether you are a first time or returning buyer.
  • Credit Cards: We offer a variety of credit cards with different benefits, so you can choose the perfect option for you.
  • Lifestyle Loans: Don’t let big life purchases cause you financial stress. Whether you are planning a wedding, dream vacation, or hair restoration, please do not hesitate to give us a call to learn about our lifestyle loan options.
  • Checking & Savings Accounts: We are happy to offer you a Totally Free Checking account with no monthly service fees, and various Savings account options to fit your lifestyle needs. 

Why Choose VCCU?

Once you become a member, you will see our philosophy of people helping people is truly embraced daily. We are not-for-profit unlike large national banks. Many people, and many of our members, join credit unions due to better service, lower loan rates, higher interest on deposits, lower fees, as well as online bill payment and home banking. 

Mission Statement:

Our mission is to improve the financial well-being of our members and our community.

Contact Ventura County Credit Union Today

We have office locations in Ventura, Oxnard, Port Hueneme, Camarillo, Thousand Oaks, Moorpark and Simi Valley. To see a map and hours for these locations, please visit our Locations & Directions page. You can also learn more about VCCU, our Management Team, Community Giving program, Select Employee Groups and more on our website. Otherwise, you can reach a member of our team by calling 805.477.4000. We look forward to speaking with you soon!

Socialize with us:

  • Equal Housing Lender
  • NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.