Savings Accounts

Primary Share Savings

Start with a Primary Share Savings account to enjoy all the benefits of VCCU membership. 

• No service charges and up to 6 withdrawals per month*
• Earn competitive dividends on balances of more than $25
• 24/7 access to free eStatements, Online Banking and Mobile Banking app

Special Share Savings

Make regular saving a habit, track your savings progress and open an account for each of your goals.

• No limit on number of accounts
• No monthly service charges and up to 6 withdrawals per month*
• Earn competitive dividends on balances over $25
• 24/7 access to free eStatements, Online Banking and Mobile Banking app

Get Fit Savings Plan

Get your finances in shape. Schedule automatic transfers from your checking account or paycheck, and you’ll quickly grow your savings balance.

• Complete a Get Fit Savings Plan enrollment form
• Select amounts from $10 to $100 each month
• Once you reach either $500 or $1,000, we’ll transfer the money into a special six-month Get Fit Certificate to produce greater returns
• Your automatic deposits will continue, and you’ll keep adding certificates until you arrive at the plan goal of $5,000

Get Fit Savings Plus Plan

With automatic checking account transfers or payroll deductions, you can kick-start your efforts to save for a new car, new home or some other major purchase.

• Complete a Get Fit Savings Plus Plan enrollment form
• Select amounts from $50 to $500 each month
• Once you reach $2,500, we’ll transfer the money into a special six-month Get Fit Certificate to produce greater returns
• Your automatic deposits will continue, and you’ll keep adding certificates until you arrive at the plan goal of $25,000

Holiday Club Accounts

Start planning ahead with our Holiday Club Savings account. Save year-round for less stress during the holidays.

• Schedule regular deposits through automatic transfers from checking or payroll deductions
• Earn competitive interest on balances of over $25
• On Nov. 1, VCCU will transfer your Holiday Account balance into the checking or savings account of your choice
• If you need to access funds before Nov. 1, a small fee will be charged for each withdrawal