Someday, all those dollars will make a big difference.
Reach your savings goals with accounts that help you get there.
Savings Accounts
Start big, start small, start here.
Open an Account: Savings Accounts Request an Appointment: Savings Accounts
Primary Share Savings
Start with a Primary Share Savings account to enjoy all the benefits of VCCU membership.
- No service charges and up to 6 withdrawals per month*
- Earn competitive dividends on balances of more than $25
- 24/7 access to free eStatements, Online Banking and Mobile Banking app
Special Share Savings
Make regular saving a habit, track your savings progress and open an account for each of your goals.
- No limit on number of accounts
- No monthly service charges and up to 6 withdrawals per month*
- Earn competitive dividends on balances over $25
- 24/7 access to free eStatements, Online Banking and Mobile Banking app
Get Fit Savings Plan
Get your finances in shape. Schedule automatic transfers from your checking account or paycheck, and you’ll quickly grow your savings balance.
- Complete a Get Fit Savings Plan enrollment form
- Select amounts from $10 to $100 each month
- Once you reach either $500 or $1,000, we’ll transfer the money into a special six-month Get Fit Certificate to produce greater returns
- Your automatic deposits will continue, and you’ll keep adding certificates until you arrive at the plan goal of $5,000
Get Fit Savings Plus Plan
With automatic checking account transfers or payroll deductions, you can kick-start your efforts to save for a new car, new home or some other major purchase.
- Complete a Get Fit Savings Plus Plan enrollment form
- Select amounts from $50 to $500 each month
- Once you reach $2,500, we’ll transfer the money into a special six-month Get Fit Certificate to produce greater returns
- Your automatic deposits will continue, and you’ll keep adding certificates until you arrive at the plan goal of $25,000
Holiday Club Accounts
Start planning ahead with our Holiday Club Savings account. Save year-round for less stress during the holidays.
- Schedule regular deposits through automatic transfers from checking or payroll deductions
- Earn competitive interest on balances of over $25
- On Nov. 1, VCCU will transfer your Holiday Account balance into the checking or savings account of your choice
- If you need to access funds before Nov. 1, a small fee will be charged for each withdrawal
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
I became a member right as I turned 18 years old. It was a family tradition to open up an account at VCCU and one tradition I am happy to pass down.
Jasmine R., Oxnard
*See Regulation D to learn more.