Our Lending Specialists

Our team of experts can help your Southern California company thrive.

Contact Us: Our Lending Specialists View Rates: Our Lending Specialists

Helping you position your business for success.

Come to us for working capital, SBA Loans, real estate and equipment financing.

At Ventura County Credit Union, our knowledgeable specialists bring to the table many years of commercial lending experience, delivering smart financial solutions.

Rudy Guevara headshot

Rudy Guevara

AVP, Commercial Lending
Serving members in all market areas 
Email Rudy*

"I am committed to using my expertise with commercial loans to make sure my members’ best interests are exceeded. I strongly believe that sharing this knowledge with my associates only strengthens the team."
  • 40+ years financial service experience focusing on business development of small and medium sized companies
  • Financial consulting, personnel management and government lending financial analysis
  • Bilingual in Spanish and able to communicate and work with businesses in the Hispanic market
  • Extensive community involvement in leadership positions

I strongly believe in giving back and am involved in a variety of organizations that mirror VCCU’s mission of improving the well-being of our community. I have taught university classes and served as bilingual emcee for several community events. I graduated from California Polytechnic State University, San Luis Obispo with a Bachelor of Science degree in Business Administration.

*Please do not send any personal or sensitive account information through this this standard email as it is not secure.

Sean McCulloch headshot

Sean P. McCulloch

AVP, Commercial Lending
Serving members in all market areas
805.477.4599
Email Sean*

“I develop a collaborative effort with business partners to achieve performance goals across all lines of business. My goal is to create a partnership that is focused, engaging and exciting."
  • 41 years of leadership, sales and service experience in the financial services industry
  • CRE, SBA, Construction, and C & I lending
  • Develop the talent of leaders to consistently achieve and exceed sales and service performance
  • Actively support members by serving on local boards, using their services and making lifelong friendships with them.

I personally enjoy life and actively pursue my hobbies: investments, golf, gardening, and collectible cars. I believe that being well-rounded and prioritizing things like health and family enable me to better focus on the needs and financial well-being of each member.

Sean and his wife have lived in Ventura since 1997 and have two children.

*Please do not send any personal or sensitive account information through this this standard email as it is not secure.

Anson Mar headshot

Anson Mar

Business Development Officer
Serving members in all market areas
805.477.5573
Email Anson*

“Our team has so much industry experience that exceeds what the other guys have – and we have fun every day.”
  • Over 20 years’ experience
  • Financing for working capital and business purchases
  • Conventional & SBA loans for commercial real estate
  • Business acquisitions and new businesses

Working with VCCU staff and my business members energizes me. I have owned a business and know first-hand what it takes to be successful. I’ve been cooking Cantonese food professionally since I was 14 years old!

Anson and his wife have lived in Camarillo since 2004 and have three children.

*Please do not send any personal or sensitive account information through this this standard email as it is not secure.

SBA U.S. Small Business Administration logo

Approved to offer SBA loan products under SBA’s Preferred Lender Program
We moved to Ventura 8 years ago and looked for a local credit union. VCCU had the least amount of fees than everyone and had the nicest customer service! VCCU also helped us get our pool business started.
Stephanie S., Ventura Branch