We have the keys to your new home.
We offer a portfolio of loans with competitive mortgage rates for new purchases or refinances; no prepayment penalties and tax advantages.**
Phishing Scam Alert
Please be aware of a known phishing attempt that is circulating. If you receive an unsolicited text message that looks like it's from VCCU asking you to click on a link, this is a scam. DO NOT click any links and delete.
As a reminder, we will never ask you for sensitive personal information such as your account password, PIN or one-time passcodes. If you are uncertain of a call, email or text message, verify first by calling us at 805.477.4000. Learn more here.
We offer a portfolio of loans with competitive mortgage rates for new purchases or refinances; no prepayment penalties and tax advantages.**
Simplify your household budgeting with a VCCU fixed-rate mortgage loan. Your monthly payment won't change over the life of the loan.
If you need to borrow more than the limit on a conventional loan, a Jumbo Loan from Ventura County Credit Union may be your answer.
Adjustable Rate Mortgages (ARMs) come with a lower initial interest rate - and therefore a lower monthly payment.
You might have heard these loans referred to as second mortgages.
A unique option that includes one loan for the majority of your borrowed amount and a second that “piggybacks” on the first and covers the remaining amount.
VCCU is proud to offer government-backed loans that include a number of financial advantages.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
All loans subject to approval. VCCU is an Equal Housing Opportunity lender.
**Consult with your tax advisor.