Competitive rates to help you save for your future.
Day in and day out, your dividend earnings add up.
Growing your money is our goal.
Open an Account: Deposit Rates Request an Appointment: Deposit RatesDay in and day out, your dividend earnings add up.
Term | $1,000/+ Dividend Rate | $1,000/+ APY | $10,000/+ Dividend Rate | $10,000/+ APY | $25,000/+ Dividend Rate | $25,000/+ APY |
---|---|---|---|---|---|---|
6 Months | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% |
12 Months | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% |
24 Months | 0.55% | 0.55% | 0.55% | 0.55% | 0.55% | 0.55% |
36 Months | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% |
48 Months | 0.75% | 0.75% | 0.75% | 0.75% | 0.75% | 0.75% |
60 Months | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
Term | $5,000/+ Dividend Rate | $5,000/+ APY | $25,000/+ Dividend Rate | $25,000/+ APY | $50,000/+ Dividend Rate | $50,000/+ APY |
---|---|---|---|---|---|---|
18 Months | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% |
24 Months | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% |
Type | Dividend Rate | APY |
---|---|---|
Up to $500* | 0.00% | 0.00% |
$500*/+ | 0.05% | 0.05% |
$2,500/+ | 0.05% | 0.05% |
$10,000/+ | 0.10% | 0.10% |
$25,000/+ | 0.10% | 0.10% |
$50,000/+ | 0.10% | 0.10% |
$100,000/+ | 0.15% | 0.15% |
Type | Dividend Rate | APY |
---|---|---|
Up to $500 | 0.00% | 0.00% |
$500/+ | 0.05% | 0.05% |
$2,500/+ | 0.05% | 0.05% |
$10,000/+ | 0.10% | 0.10% |
$25,000/+ | 0.10% | 0.10% |
$50,000/+ | 0.10% | 0.10% |
$100,000/+ | 0.15% | 0.15% |
Dividend Rate | APY |
---|---|
0.05% | 0.05% |
Term | $500 Dividend Rate | $500 APY | $1,000 Dividend Rate | $1,000 APY | $2,500 Dividend Rate | $2,500 APY |
---|---|---|---|---|---|---|
6 Month Certificate Basic | 0.35% | 0.35% | 0.35% | 0.35% | Not Applicable | Not Applicable |
6 Month Certificate Plus | Not Applicable | Not Applicable | Not Applicable | Not Applicable | 0.35% | 0.35% |
Traditional, Roth, SEP and Coverdell Education Savings
3,4 and 5 year IRA certificates give you more options to help you plan for a secure and rewarding retirement. Enjoy possible tax benefits (consult your tax advisor).
Up to $1,000 Dividend Rate | Up to $1,000 APY | $1,000/+ Dividend Rate | $1,000/+ APY | $10,000/+ Dividend Rate | $10,000/+ APY | $25,000/+ Dividend Rate | $25,000/+ APY |
---|---|---|---|---|---|---|---|
0.20% | 0.20% | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% |
Term | $1,000/+ Dividend Rate | $1,000/+ APY | $10,000/+ Dividend Rate | $10,000/+ APY | $25,000/+ Dividend Rate | $25,000/+ APY |
---|---|---|---|---|---|---|
1 Year Certificate | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% |
2 Year Certificate | 0.65% | 0.65% | 0.65% | 0.65% | 0.65% | 0.65% |
3 Year Certificate | 0.70% | 0.70% | 0.70% | 0.70% | 0.70% | 0.70% |
4 Year Certificate | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
5 Year Certificate | 0.95% | 0.95% | 0.95% | 0.95% | 0.95% | 0.95% |
Term | $1,000/+ Dividend Rate | $1,000/+ APY | $10,000/+ Dividend Rate | $10,000/+ APY | $25,000/+ Dividend Rate | $25,000/+ APY |
---|---|---|---|---|---|---|
18 Months | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% |
24 Months | 0.55% | 0.55% | 0.55% | 0.55% | 0.55% | 0.55% |
Type | Minimum Deposit | Dividend Rate | APY |
---|---|---|---|
Get Fit IRA Savings | Up to $1,000 | 0.05% | 0.05% |
Get Fit IRA 1 Year Certificate | $1,000/+ | 0.55% | 0.55% |
Type | Dividend Rate | APY |
---|---|---|
Checking | 0.00% | 0.00% |
Business Analyzed Checking | 0.00% | 0.00% |
Type | Minimum Deposit | Dividend Rate | APY |
---|---|---|---|
Savings | Up to $25 | 0.00% | 0.00% |
Savings | $25/+ | 0.05% | 0.05% |
Minimum Deposit | Dividend Rate | APY |
---|---|---|
Up to $25 | 0.00% | 0.00% |
$25/+ | 0.05% | 0.05% |
Minimum Deposit | Dividend Rate | APY |
---|---|---|
Up to $25 | 0.00% | 0.00% |
$25/+ | 0.10% | 0.10% |
VCCU is a full-service credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark, California.