We have a loan for every stage of life.
Competitive loan rates to make your next big plans or project a reality.
Phishing Scam Alert
Please be aware of a known phishing attempt that is circulating. If you receive an unsolicited text message that looks like it's from VCCU asking you to click on a link, this is a scam. DO NOT click any links and delete.
As a reminder, we will never ask you for sensitive personal information such as your account password, PIN or one-time passcodes. If you are uncertain of a call, email or text message, verify first by calling us at 805.477.4000. Learn more here.
Competitive loan rates to make your next big plans or project a reality.
Our competitive loan rates make repayment easier. Whether you need a vehicle loan to help you buy a car, a home equity loan for that remodel you’ve been dreaming of or a personal loan to pay off medical bills, we’ve got you covered.
Explore rates for all of these loans and more below.
APR will vary with the market based on the Prime Rate plus margin.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!