We have a loan for every stage of life.
Our goal is to make your next big plans or project a reality.
Scheduled Maintenance
Online Banking, Mobile Banking, and Telephone Teller will be unavailable between 11 p.m. on Saturday, March 6 and 5 a.m. on Sunday, March 7 due to scheduled maintenance.
We appreciate your patience and apologize for any inconvenience this may cause.
Get the funds you need at a competitive, affordable price.
Contact Us: Loan Rates Request an Appointment: Loan RatesOur goal is to make your next big plans or project a reality.
Type | Term | APR* (as low as) |
---|---|---|
New and Used Vehicles | Up to 36 months | 2.74% |
New and Used Vehicles | Up to 84 months | 3.79% |
Type | Term | APR* (as low as) |
---|---|---|
New and Used Vehicles | Up to 48 months | 11.24% |
New and Used Vehicles | Up to 60 months | 11.74% |
Type | Term | APR* (as low as) |
---|---|---|
New and Used Vehicles | Up to 48 months | 3.49% |
New and Used Vehicles | Up to 60 months | 3.79% |
Type | Term | APR* (as low as) |
---|---|---|
New and Used Motorcycle | Up to 60 months | 6.49% |
New and Used Motorcycle | Up to 84 months | 7.24% |
Type | Term | APR* (as low as) |
---|---|---|
New or Used | Up to 48 months | 6.50% |
New or Used | Up to 72 months | 6.75% |
New or Used | Up to 120 months | 7.00% |
Type | Term | APR* (as low as) |
---|---|---|
New or Used | Up to 48 months | 6.50% |
New or Used | Up to 72 months | 6.75% |
New or Used | Up to 120 months | 7.00% |
Type | Term | APR* (as low as) |
---|---|---|
New or Used | Up to 48 months | 6.50% |
New or Used | Up to 72 months | 6.75% |
New or Used | Up to 120 months | 7.00% |
Type | Term | APR (as low as)* |
---|---|---|
Platinum Rewards | Variable | 10.70% |
Platinum | Variable | 8.70% |
APR will vary with the market based on the Prime Rate plus margin.
Term | APR† (as low as) |
---|---|
Self-replenishing | 8.95% |
*Annual Percentage Rate (APR) includes .25% discount for automatic transfer from a VCCU checking account. Variable rate subject to increase after account opening. Payment example: Assuming a $10,000 loan and 48-month term, the monthly payment would be $250.96. Payment amount is 3% of unpaid balance.
Term | APR* (as low as) |
---|---|
Up to 60 months | 8.95% |
Type | Term | APR* (as low as) |
---|---|---|
Computers, printers, televisions, mobile phones | Up to 18 months | 7.00% |
Software | Up to 36 months | 9.00% |
Type | Maximum | Term | APR |
---|---|---|---|
Share-secured | Total of regular shares on deposit | 12 months | 5.00% |
Share-secured | Total of regular shares on deposit | 24 months | 5.50% |
Share-secured | Total of regular shares on deposit | 36–60 months | 5.75% |
Certificate-secured | Total of Certificate | Term of Certificate | 3.00% over Certificate face rate |
VCCU is a full-service credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark, California.