Phishing Scam Alert Please be aware of a known phishing attempt that is circulating. If you receive an unsolicited text message that looks like it's from VCCU asking you to click on a link, this is a scam. DO NOT click any links and delete.

As a reminder, we will never ask you for sensitive personal information such as your account password, PIN or one-time passcodes. If you are uncertain of a call, email or text message, verify first by calling us at 805.477.4000. Learn more here.

Should I refinance my mortgage?

A new home loan could save you thousands over the long haul.

Contact a Home Loan Specialist View Rates

Trim down your monthly payments.

The best time to take action is when interest rates are low.

30 Year Fixed - Conforming

as low as

7.182^APR*

Learn More: View Rates

Make your big move

VCCU mortgages deliver with affordable rates and flexibility.

*Annual Percentage Rate. All loans subject to approval.
VCCU is an Equal Housing Opportunity lender.

Should I refinance my mortgage?

A new home loan could save you thousands over the long haul.

Trim down your monthly payments.

30 Year Fixed - Conforming

7.182APR*

Make your big move

7.182^APR*