Holiday Schedule

VCCU offices will be closed on Saturday, July 4th, in observance of Independence Day. See our full holiday schedule here.

Spoofing Scam Alert If you receive an unsolicited phone call or text message that appears to be from VCCU asking you to confirm sensitive account, Online Banking, or card information, this is a scam. When in doubt, contact us directly at 805.477.4000 or through the Secure Message Center in Online Banking.

Mortgage Calculator

Evaluate factors that affect your monthly loan payments.

Contact a Home Loan Specialist View Rates

Total up your monthly housing costs.

This financial calculator helps you consider everything from interest rates to insurance to property taxes when you’re getting a mortgage.

30 Year Fixed - Conforming

as low as

6.629%^APR*

Learn More: View Rates

Make your big move

VCCU mortgages deliver with affordable rates and flexibility.

*Annual Percentage Rate. All loans subject to approval.
VCCU is an Equal Housing Opportunity lender.

Mortgage Calculator

Evaluate factors that affect your monthly loan payments.

Total up your monthly housing costs.

30 Year Fixed - Conforming

6.629%APR*

Make your big move

6.629%^APR*