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Loan Options

Helping you get the money you need to make life easier.

Start Your Loan Application Here!: Loan Options Apply for a Home Loan: Loan Options

Looking for a new car? Or your dream home? Maybe a low-rate credit card with lots of perks?

VCCU has you covered with competitive rate mortgage loans, car loans, RV loans and much more, now with a new and improved application process that makes getting started faster and easier.

Loan Rates

Get the funds you need at a competitive, affordable price.

Mortgage Rates

Our goal is to keep Southern California home ownership within your reach.

Credit Cards

Easy to use online and in-store or with your mobile wallet.

Vehicle Loans

Our friendly car financing can put you in the driver's seat.

Personal Loans

Borrow the money you need to pay for the things you want.

Home Loans

Make your big move with our affordable home loan rates and friendly, local Ventura County credit union service.

Home Equity Loans

Put the equity you have in your home to work.

Fast Funds Loans

Get the help you need in minutes.

Green Loans

Go green with financing from VCCU.

Loan Protection

Guard against accidents, breakdowns, and life's unexpected events.

Check Loan Status

We're moving forward to help you move ahead.

Skip-A-Pay

When you need to take a break from your loan payments, you've got options.

New & Used Vehicles up to 60 Months

as low as

5.84%APR*

Explore Rates: New & Used Vehicles up to 60 Months

Platinum Rewards Credit Card

as low as

14.20APR*

Apply Now: Platinum Rewards Credit Card

Signature Loan

as low as

10.70APR*

Apply Now: Signature Loan

30 Year Fixed - Conforming

as low as

6.495%APR*

View Rates: 30 Year Fixed - Conforming

First Time Auto Buyer up to 48 months

as low as

8.74%APR*

Learn More: View All Rates
*Annual Percentage Rate

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join! 

 

 

Outstanding service in arranging for a personal loan. I hold 3 separate accounts at VCCU and their support has always been superb.

William Z., Thousand Oaks Branch