Certificates (Fixed Rates)
Rates Effective: February 4, 2014
Title$1,000/+ Dividend Rate$1,000/+ APY$10,000/+ Dividend Rate$10,000/+ APY$25,000/+ Dividend Rate$25,000/+ APY
3 MonthsNANA0.15%0.15%0.15%0.15%
6 Months0.25%0.25%0.25%0.25%0.25%0.25%
12 Months0.50%0.50%0.50%0.50%0.50%0.50%
24 Months0.55%0.55%0.55%0.55%0.55%0.55%
36 Months0.80%0.80%0.80%0.80%0.80%0.80%
48 Months0.95%0.95%0.95%0.95%0.95%0.95%
60 Months1.14% 1.15%1.14% 1.15%1.14% 1.15%
Jump-Up Certificates
Rates Effective: February 4, 2014
Title$5,000/+ Dividend Rate$5,000/+ APY$25,000/+ Dividend Rate$25,000/+ APY$50,000/+ Dividend Rate$50,000/+ APY
18 Months0.40%0.40%0.40%0.40%0.40%0.40%
24 Months0.45%0.45%0.45%0.45%0.45%0.45%
Money Market Access ($500 minimum to open)
Rates Effective: February 4, 2014
TitleDividend RateAPY
Up to $5000.00%0.00%
$500/+0.05%0.05%
$2,500/+0.05% 0.05%
$10,000/+0.10%0.10%
$25,000/+0.15%0.15%
$50,000/+0.20%0.20%
$100,000/+0.25% 0.25%
Business Money Market Access($2,500 minimum to open)
Rates Effective: February 4, 2014
TitleDividend RateAPY
Up to $5000.00%0.00%
$500/+0.05%0.05%
$2,500/+0.05% 0.05%
$10,000/+0.10% 0.10%
$25,000/+0.15%0.15%
$50,000/+ 0.20%0.20%
$100,000/+0.25% 0.25%
Get Fit Savings Plan
Rates Effective: February 4, 2014
Dividend Rate APY
0.30% 0.30%
Get Fit Certificate
Rates Effective: February 4, 2014
Basic$500 Dividend Rate$500 APY$1,000 Dividend Rate$1,000 APYPlus$2,500 Dividend Rate$2,500 APY
6 Month Certificate0.50% 0.50% 0.50% 0.50% 6 Month Certificate0.50% 0.50%

Individual Retirement Accounts

Available IRAs: Traditional, Roth, SEP and Coverdell Education Savings

IRA OPTIONS

3,4 and 5 year IRA certificates give you more options to help you plan for a secure and rewarding retirement. Enjoy possible tax benefits (consult your tax advisor).

Variable Rate Savings
Rates Effective: February 4, 2014
Up to $1,000 Dividend RateUp to $1,000 APY$1,000/+ Dividend Rate$1,000/+ APY$10,000/+ Dividend Rate$10,000/+ APY$25,000/+ Dividend Rate$25,000/+ APY
0.20%0.20%0.25%0.25%0.25%0.25%0.25%0.25%
IRA Certificates (Fixed Rate)
Rates Effective: February 4, 2014
Title$1,000/+ Dividend Rate$1,000/+ APY$10,000/+ Dividend Rate$10,000/+ APY$25,000/+ Dividend Rate$25,000/+ APY
1 Year Certificate0.50%0.50%0.50%0.50%0.50%0.50%
2 Year Certificate0.55%0.55%0.55%0.55%0.55%0.55%
3 Year Certificate0.80%0.80%0.80%0.80%0.80%0.80%
4 Year Certificate0.95%0.95%0.95%0.95%0.95%0.95%
5 Year Certificate1.14%1.15%1.14%1.15%1.14%1.15%
Jump Up IRA Certificate
Rates Effective: February 4, 2014
Title$1,000/+ Dividend Rate$1,000/+ APY$10,000/+ Dividend Rate$10,000/+ APY$25,000/+ Dividend Rate$25,000/+ APY
18 Months0.40%0.40%0.40%0.40%0.40%0.40%
24 Months0.45%0.45%0.45%0.45%0.45%0.45%
Get Fit IRA Savings
Rates Effective: February 4, 2014
TitleMinimum DepositDividend Rate APY
Get Fit IRA SavingsUp to $1,0000.30%
Get Fit IRA 1 Year Certificate$1,000/+0.65%
Get Fit IRA Certificate of Deposit
Rates Effective: February 4, 2014
1 Year CertificateDividend RateAPY
1 Year Certificate0.65%0.65%
Checking
Rates Effective: February 4, 2014
TitleAPYDividend Rate
Checking0.00%0.00%
Business Analyzed Checking
Rates Effective: A partir del 04 de febrero de 2014
TasaAPY
0.00%0.00%
Savings
Rates Effective: February 4, 2014
TitleMinimum DepositDividend RateAPY
SavingsUp to $250.00%0.00%
 $25/+0.05%0.05%
Business Share AccountUp to $250.00%0.00%
 $25/+0.05%0.05%
Business Share Account
Rates Effective: A partir del 04 de febrero de 2014
TipoTasaAPY
Up to $250.00%0.00%
$25/+0.05%0.05%
Holiday Club
Rates Effective: A partir del 04 de febrero de 2014
TipoTasaAPY
Up to $250.00%0.00%
$25/+0.20%0.20%

You are welcome to request additional information regarding fees and terms applicable to any advertised account. A substantial penalty is assessed on funds withdrawn prior to maturity on all term accounts. All dividends are calculated on the ending daily balance. Earned dividends on non-term accounts are posted on the first day of the following month. Earned dividends on certificate accounts are posted monthly on the anniversary date with all earned but unpaid dividends posted at maturity. Dividends are forfeited if the account is closed before the end of the dividend period. Dividends are declared by the Board of Directors monthly and are not guaranteed. Dividends are paid from current income and available earnings after required reserve transfer. All yields, rates and/or terms are subject to change without notice. Fees may reduce earnings on Money Market Accounts.