Debit Card

A simple, secure way to make your everyday purchases.

Open an Account: Debit Card Request an Appointment: Debit Card

Use it in stores, to shop online or get cash at ATMs everywhere.

It's the perfect pay-as-you-go solution.

With every debit card purchase, money is deducted directly from your Ventura County Credit Union checking account, so you won’t have to worry about paying a bill later.

Plus you can review your purchases online anytime, making it easy track your transactions and stay on budget.


In addition to using it to make direct purchases, your debit card doubles as your ATM card.

  • Withdraw up to $1,000 per day
  • Use VCCU and partner ATMs located throughout Ventura County and Santa Barbara County free of charge
  • Use any of the surcharge-free 30,000 ATMs in our nationwide CO-OP ATM Network

Other Important Card Information

  • To activate your debit card, please call 888.691.8661. Be sure to have your account number ready.
  • If you want to change your PIN, please call 888.891.2435. You will need to:
    1. Call from the phone number we have on file for you
    2. Enter your Social Security Number when prompted
    3. Enter your birthday in mm/yy (month month year year) format. (For example, February 17, 1980 would be 0280)
  • To report a lost or stolen VCCU Debit/ATM card, call 805.477.4000
  • If you receive a Fraud Alert via text from short code 215-56, follow the instructions on screen or give us a call at 805.477.4000.

VCCU is a full-service credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark, California.

I became a member right as I turned 18 years old. It was a family tradition to open up an account at VCCU and one tradition I am happy to pass down.
Jasmine R., Oxnard