Helping homeowners achieve their goals.
“I’m passionate about helping people understand the home‑buying process so they can feel confident in the services we provide.”
Spoofing Scam Alert If you receive an unsolicited phone call or text message that appears to be from VCCU asking you to confirm sensitive account, Online Banking, or card information, this is a scam. When in doubt, contact us directly at 805.477.4000 or through the Secure Message Center in Online Banking.
Oxnard Parking Lot Closure Sections of the parking lot at our Oxnard (Rose) branch will be closed for scheduled maintenance on Monday, July 20 & Tuesday, July 21. The branch will remain open during business hours and our ATMs will be available, however parking access will be limited. Learn more. Ver en español.
“I’m passionate about helping people understand the home‑buying process so they can feel confident in the services we provide.”

Home Loan Specialist
Office: 805.477.4514
jmoran@vccuonline.net
NMLS # 957237
I enjoy helping people understand the home‑buying process by providing clear communication, guidance, and support every step of the way. My goal is to make each experience as smooth and positive as possible. As an Oxnard local, I love going to the beach, watching sports, trying great food, and catching movies in my free time at The Collection with my family.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
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