See how much you qualify for in minutes, with no impact to your credit score!

Select a Personal Loan or VCCU Mastercard Credit Card.

Getting pre-qualified is easy!

 With our quick and secure process we can determine how much you qualify for when you enter your birthdate and phone number. Inquiries won’t affect your credit score! 

After receiving your pre-qualification amount you can choose between our Personal Loan and VCCU Mastercard!

Personal Loans Icon

Personal Loans

Fixed rates for steady payments. A payment for every budget.

Credit Cards Icon

VCCU Mastercard 

Low rates with no annual fee. Choose your best option.

We're here to help.

Ventura County Credit Union offers all the financial tools and services needed to help you accomplish your short and long-term financial goals.

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join





I wanted to get a loan and have low monthly payments. VCCU was able to deliver and I enjoyed the staff. Very welcoming!

Jesse M., Camarillo Branch

*Annual Percentage Rate (APR)

All loans subject to credit approval. Your actual rate based on creditworthiness.
For this offer, we are using KNOCK KNOCK technology from Rate Reset, a trusted business partner. Ventura County Credit Union does not sell member information. See our Privacy Policy for details.