Holiday Schedule

VCCU offices will be open limited hours on Wednesday, December 24th and closed on Thursday, December 25th in observance of the Christmas holiday. See our full holiday schedule here.

Spoofing Scam Alert If you receive an unsolicited phone call that appears to be from VCCU asking you to log in to Online Banking or provide your sensitive account information, this is a scam. When in doubt, verify by contacting us directly at 805.477.4000 or through our Secure Message Center in Online Banking. Learn more.

What Would My Loan Payments Be?

The amount you borrow is only one factor in determining your monthly payment.

Use our Loan Payment Calculator to see how rates and other factors add up.

Figure out how much you'll pay in interest charges over the life of the loan.

Signature Loan

as low as

10.70%^APR*

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Get the tools you need to make healthier financial choices.

*Annual Percentage Rate.

What Would My Loan Payments Be?

The amount you borrow is only one factor in determining your monthly payment.

Use our Loan Payment Calculator to see how rates and other factors add up.

Signature Loan

10.70%APR*

Are your finances in shape?

10.70%^APR*