Phishing Scam Alert Please be aware of a known phishing attempt that is circulating. If you receive an unsolicited text message that looks like it's from VCCU asking you to click on a link, this is a scam. DO NOT click any links and delete.

As a reminder, we will never ask you for sensitive personal information such as your account password, PIN or one-time passcodes. If you are uncertain of a call, email or text message, verify first by calling us at 805.477.4000. Learn more here.

What Would My Loan Payments Be?

The amount you borrow is only one factor in determining your monthly payment.

Use our Loan Payment Calculator to see how rates and other factors add up.

Figure out how much you'll pay in interest charges over the life of the loan.

Signature Loan

as low as

9.95^APR*

Learn More: Apply Now

Get your finances in shape

BALANCE provides free financial counseling and education.

*Annual Percentage Rate.

What Would My Loan Payments Be?

The amount you borrow is only one factor in determining your monthly payment.

Use our Loan Payment Calculator to see how rates and other factors add up.

Signature Loan

9.95APR*

Get your finances in shape

9.95^APR*