Get 0.75% Cash Back on your next Auto Loan!

Borrow and save up to $500 when you fund by August 31, 2025.

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0.75% Cash Back
Receive up to $500 deposited directly to your VCCU account. 

 
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Low Rates & Flexible Terms
Competitive fixed rates and terms up to 84 months. 

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Fast Approvals 
Local decision-making means less waiting and more driving. 

 
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Easy Refinance 
Bring your existing loan to VCCU and lower your payment, plus earn cash.

Cruise Into Cash

There's no better time to hit the road in style. Fund a new or used auto loan, or refinance your current loan from another lender, by August 31, 2025, and you'll receive 0.75% cash back on the amount you borrow, up to $500.*

How It Works

  1. Apply Online or In-Branch. Our streamlined application takes just minutes.
  2. Fund Your Loan. Close on your new, used, or refinanced auto loan by August 31, 2025.
  3. Enjoy the Ride & the Reward. We'll credit 0.75% of the loan amount (max $500) after funding.

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join

 

 


*Vehicle loan promotion applies to newly funded VCCU vehicle loans (new, used, or refinanced vehicles). Refinancing an existing VCCU vehicle loan does not qualify for this promotion. Eligible borrowers will receive 0.75% back on the amount borrowed, up to a maximum amount of $500. The 0.75% cash back will be in the form of a direct deposit into the member's VCCU Primary Share Account after the funding of the loan. Qualifying vehicle loans must be funded on or before August 31st, 2025 to qualify. 

 Rates are subject to change without notice. The rate and terms for products are determined by the applicant’s credit, payment history, income, and collateral. All loans are subject to credit and collateral approval. Other restrictions may apply.