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Auto Loan Cash Back Special

June 15, 2026

Apply Now: Auto Loan Cash Back Special Refinance Now: Auto Loan Cash Back Special
Member Movie Night School Supply Drive Auto Loan Cash Back Special MC Priceless Surprises Ventura County FC Partnership

Make your move and earn cash back

Get up to $200 cash back when you finance or refinance an eligible vehicle loan.

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Low Rates & Flexible Terms
Competitive fixed rates and terms up to 84 months. 
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Fast Approvals 
Local decision-making means less waiting and more driving. 
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Easy Refinance 
Bring your existing loan to VCCU and lower your payment, plus earn cash.

Cruise Into Cash

Looking for your next vehicle or thinking about refinancing your current auto loan? For a limited time, you could earn up to $200 cash back when you finance or refinance with us.*

From June 15 through August 31, 2026, members who fund an eligible auto loan of at least $15,000 can take advantage of this special offer on new purchases and qualifying refinances.

How It Works

  1. Apply Online or In-Branch. Our streamlined application takes just minutes.
  2. Fund Your Loan. Close on your new, used, or refinanced auto loan by August 31, 2026.
  3. Enjoy the Ride & the Reward. Receive up to $200 cash back after your loan is funded.*

Shopping For Your Next Vehicle?

VCCU members can receive special discounted pricing on eligible vehicles at Kirby Subaru and Kirby Kia in Ventura. Visit either dealership and ask about the VCCU member discount when you're ready to shop.

Get preapproved with VCCU before you go, then head to the dealership ready to find your next vehicle.

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join! 

 

 

Take the wheel

Our financing options put you in the driver's seat.

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*Vehicle loan promotion applies to newly funded VCCU vehicle loans (new, used, or refinanced vehicles). Refinancing an existing VCCU vehicle loan does not qualify for this promotion. Eligible borrowers may receive up to $200 cash back on qualifying vehicle loans with a minimum loan amount of $15,000. Cash back will be in the form of a direct deposit into the member's VCCU Primary Share Account after the funding of the loan. Qualifying vehicle loans must be funded on or before August 31, 2026 to qualify. 

Rates, terms, and promotional offers are subject to change or discontinuation by VCCU without notice. The rate and terms for products are determined by the applicant’s credit, payment history, income, and collateral. All loans are subject to credit and collateral approval. Other restrictions may apply.