EMV Chip Cards

If there’s a suspicious purchase on your credit card, we’ll notify you and immediately freeze your card until you confirm that it isn’t fraudulent use. But, of course, we’d rather just prevent that situation in the first place. That’s why VCCU credit cards come with EMV chip technology for added security.

Unlike magnetic strip cards, chip cards do not store any information. Instead, they generate a one-time, unique authorization code for each transaction—making them nearly impossible to duplicate. Plus, EMV cards are becoming the standard worldwide, so you can use your VCCU Mastercard at millions of locations across the globe. To learn more, visit our MasterCard FAQ page. 

Suspect credit card fraud? Contact us immediately at 805.477.4000.