Travel packages, electronic gear, gift cards and more.

With every purchase, you're one step closer to being rewarded.

With your Mastercard Platinum Rewards credit card, spend and earn points (one point for every dollar you spend) to redeem for merchandise, travel services, account credit and more.

  • Air travel: Pay for all or part of your travel using your points and redeem on the Travel Rewards air page.
  • Hotel stays and travel packages: Browse the online catalog for hotel discounts, package tours and cruises.
  • Merchandise and gift cards: Log into Online Banking to redeem points.

To view and claim your rewards:

  1. Log in to Online Banking
  2. Navigate to the bottom of your Accounts page
  3. Under "VCCU Rewards" click "Get Details or Redeem"
  4. Browse and select from hundreds of rewards options

Or Donate Your Points

From the rewards options page, select "Charities." Choose your favorite cause from a selection of local nonprofits and make your donation.

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join



I became a member right as I turned 18 years old. It was a family tradition to open up an account at VCCU and one tradition I am happy to pass down.

Jasmine R., Oxnard

*Annual Percentage Rate. Loans subject to credit approval.

Points do not expire if qualifying purchases occur on the credit card loan at least once every twelve (12) months. (If there are no qualifying purchases made within 12 months, all points will expire at that time.)

Cash advances, ATM withdrawals, fees, and balance transfers do not earn points.