Your business can benefit from the same value and service we have provided our members for more than 60 years.

Business Savings Account 

The basic account required for VCCU affiliation.  

  • $5 member share to open account
  • Free Business Online Banking, Bill Pay and eStatements
  • ATM card for easy access to funds
  • 28,000 free ATMs nationwide
  • No monthly maintenance fee

Business Money Market Account

Earn competitive rates on your business funds for an upcoming purchase, tax payments, emergencies or simply trying to make your liquid money work harder.

Business Checking Accounts

Our Basic Business Checking Account has everything to help your small business's everyday needs. With our Analyzed Business Checking Account, by maintaining a qualifying balance each month, your growing business will receive earnings credit to help offset fees and help minimize your costs.

 

Basic Business Checking Account

Analyzed Business Checking Accout

Minimum balance to open

$200

$200

Earnings credit

n/a

See rate sheet

Monthly service charge

$10

$15

Minimum balance to waive service charge

$1,500

n/a

Checks cleared free per month        

 150 (.25 per check thereafter)

 50 (.20 per check thereafter)

Deposits per month

 20 (max. 20 checks/deposit)

 5 (max. 20 checks/deposit)

Currency/rolled coin processing    

 Free (max.$5,000 per month)

 Free (max.$5,000 per month)

Free loose coin processing

 Free (max.$1,000 per year)

 Free (max.$1,000 per year)

Visa Business Debit Card         

 Yes

 Yes

Overdraft protection

 Yes

 Yes

Free ACH

 Yes

 Yes

Free eStatements

 Yes

 Yes

Free Bill Pay plus online banking

 Yes

 Yes

Free Mobile Banking

 Yes

 Yes

Free access to online check images 

 Yes

 Yes

28,000 free ATM's nationwide

 Yes

 Yes