Your Mastercard Debit Card

Our cards come with the following improved benefits plus many more:

  • Apple Pay, Google Pay and Samsung Pay
  • EMV chip technology
  • Purchase Assurance Protection
  • Global travel assistance and concierge services
  • Rental car and personal coverage
  • Identity Theft Resolution Services

Activation and PIN Change from Home

Activation – 888.691.8661
– 888.891.2435

To change your PIN, you will need to call from the phone number that we have on file for you. You will also need:

1. Your Social Security Number
Your Date of Birth. (Enter your DOB as mmyy (month month year year) i.e. February 17, 1950 is entered as 0250)

After you enter your information, you will be able to choose your own PIN number.

Greater Security

With EMV chip technology, common methods of stealing card data are thwarted. Unlike magnetic-strip cards, chip cards do not store any information. Instead, they generate a one-time, unique authorization code for each transaction. This makes our new cards virtually impossible to duplicate.

Worldwide Acceptance

Chip cards, also known as EMV cards, are becoming the standard around the world. In Europe, 84% of cards are chip cards, and are used in 97% of all card transactions.* MasterCard is accepted at over 36 million locations worldwide, which means you’ll never have to worry about not having access to your money. 


Smart & Simple Spending

As a member of our credit union in Ventura County, you gain access to a variety of financial tools that you can use to improve your financial prowess and make your life easier. Whether you like to shop online or are always on the go, the one thing that you’ll need in your wallet is one of our debit cards. They work just like credit cards, making it easy for you to pay with ease, without having to worry about accruing interest. Yet they work like checks, since all of the purchases that you make using our credit union debit cards are deducted directly from the money that is available in your checking account. This makes it easy for you to monitor your transactions and stay within budget.

Access To Our ATM Network

At Ventura County Credit Union, we want to give you complete financial freedom, which is why our debit cards are good at our local VCCU ATM locations. Plus you get fee free access to our CO-OP network of 30,000 nationwide ATM locations. Your money will never be out of reach, since you can withdraw up to $500 per business day from your account at any ATM on the Plus, Star, Cirrus, and American Express Networks in addition to our local and CO-OP ATMs. Transactions at out-of-network ATMs have a small fee. Follow the link for a complete Fee Schedule.

We make depositing money into your accounts easier as well. Most VCCU and CO-OP Network ATMs take deposits. Select ATMs also allow you to quickly transfer funds within your accounts.

To report a lost or stolen VCCU Debit/ATM card, call 805.477.4000.

Get Your Card Today!

If you live in Ventura or Santa Barbara counties, California, stop by your local VCCU office today to take control of your finances, and simplify your spending. We conveniently have locations in:

  • Ventura
  • Oxnard
  • RiverPark
  • Port Hueneme
  • Camarillo
  • Thousand Oaks
  • Moorpark
  • Simi Valley

Easily apply for membership online for one of our credit union checking accounts and get your Debit card. You can contact us by phone at 805.477.4000 or email us at to learn more.