Scam Alert: Scareware Fraud Using fake computer warnings, pop-ups and threats to pressure victims into withdrawing cash or making urgent payments, the fraudster will often tell them not to trust their financial institution. Pause. Don’t pay. Talk to us first. Contact VCCU immediately if something feels off. Learn more here.

Checking Accounts & Debit Card

Our checking accounts are designed for every lifestyle.

Open an Account Request an Appointment

VCCU offers competitive checking accounts, convenient overdraft protection options and debit cards packed with benefits.

Compare checking accounts, debit cards and select the best deposit and payment product for you.

Simply Checking Accounts

Our checking accounts offer convenience plus value.

Early Payday Deposit

Get your direct deposits up to two days earlier.

Checking Account Protection

Offering choices for automatic overdraft protection.

Debit Card

A simple, secure way to make your everyday purchases.

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!

My parents have been banking with VCCU for as long as I can remember so naturally when I needed an account to cash my checks from my very first job, VCCU in Ventura was the first place we went. Since then I have been a faithful and happy member. Thank you VCCU for always being there.

Jessica R., Port Hueneme Branch