100% Free Checking with All the Perks

Thousands of locals count on us for 100% free checking with no gotcha’s. Best of all, our checking comes with free eSwag like:

  • Our Mobile App, available through the Apple and Google Play stores.
    All the info you need on one screen to keep you moving women running emoji.
  • Apple Pay, Google Pay and Samsung Pay
    A free VCCU Debit Card and your digital wallet is a perfect way to pay.
  • Mobile Check Deposit
    Snap, send and done when you deposit checks with your mobile phonemobile-phone emoji.
  • 30,000 FREE CO-OP ATMs nationwide
    That’s more free ATMs than any bank. Plus 5,000 shared credit union branches nationwide.
  • Online Bill Pay and eStatements
    Pay your bills and stay on top of your accounts without paper-waste or time-waste. 
  • Online alerts
    Set alerts Alert emoji so you always know the status of your account and transactions.

It’s easy to switch to something better

  • Open an account online
    Click here to open your VCCU account online. Or stop by one of our 8 local offices and our friendly experts will take care of everything for you.

  • We're hyper-local and invested in the community Peace Sign Emoji
    We know it’s important to you to give back to the community. We provide not only financial support to local non-profit organizations, but also encourage our staff to volunteer 20-40 hours of work time per year. 

    Learn more about our CommUNITY activities here.


Find an ATM

Young women snapping image of her check

Snap to deposit your checks using Remote Deposit