100% Free Checking with All the Perks

Thousands of locals count on us for 100% free checking with no gotcha’s. Best of all, our checking comes with free eSwag like:

  • Our Mobile App, available through the Apple and Google Play stores.
    All the info you need on one screen to keep you moving women running emoji.
  • Apple Pay, Google Pay and Samsung Pay
    A free VCCU Debit Card and your digital wallet is a perfect way to pay.
  • Mobile Check Deposit
    Snap, send and done when you deposit checks with your mobile phonemobile-phone emoji.
  • 30,000 FREE CO-OP ATMs nationwide
    That’s more free ATMs than any bank. Plus 5,000 shared credit union branches nationwide.
  • Online Bill Pay and eStatements
    Pay your bills and stay on top of your accounts without paper-waste or time-waste. 
  • Online alerts
    Set alerts Alert emoji so you always know the status of your account and transactions.

It’s easy to switch to something better

  • Open an account online
    Click here to open your VCCU account online. Or stop by one of our 8 local offices and our friendly experts will take care of everything for you.

  • We're hyper-local and invested in the community Peace Sign Emoji
    We know it’s important to you to give back to the community. We provide not only financial support to local non-profit organizations, but also encourage our staff to volunteer 20-40 hours of work time per year. 

    Learn more about our CommUNITY activities here.


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Young women snapping image of her check

Snap to deposit your checks using Remote Deposit