Affordable loan options to fit your budget.
Personal financing to pay for something special or buy yourself some financial breathing room.
Avoid Phishing Scams VCCU will never ask for your one-time passcode, password, or PIN via phone, text, or email. If you receive an unexpected request for sensitive account info, it's a scam. When in doubt, contact us directly at 805.477.4000 or through the Secure Message Center in Online Banking. Learn more.
Personal financing to pay for something special or buy yourself some financial breathing room.
Get fast access to money when you need it. Pay interest only on funds you use.
Get the money you need without digging into your long-term savings.
Borrow money for the things you might need, without breaking your budget when it comes time to make payments.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
*Annual Percentage Rate. All loans subject to approval.