Primary Share Savings
With just a one-time $10 membership fee and a $5 opening balance you'll become a VCCU member. And if you maintain a mere $25 balance, you earn dividends. Best of all, your savings aren't whittled away with service charges. Once you're a member, you'll begin enjoying all the benefits and services of VCCU. Regular Share Savings
Open up additional share savings accounts to match your personal savings goals. Plus, you can name each of them individually (Becky's Braces, Trip to Tahiti, you get the idea). Earn the same great dividends as on your primary share account.
Federal regulations establish the maximum number of times you can make remote withdrawal transactions on your savings account. Each month, you may have a maximum of six remote withdrawal transactions.
Get Fit Savings Plan
Want to see your savings grow but need a little extra help to do it? Our Get Fit Savings Plan is the way to go! As with any worthy goal, developing a healthy savings habit requires setting an objective and creating a plan to achieve it. We’re here to help. All you have to do is sign a Get Fit Savings Plan agreement and set up payroll deductions or automatic transfers of $10 to $100 per month. When you reach your desired certificate savings of either $500 or $1,000 we’ll transfer this savings into a special six-month Get Fit certificate for even higher yields. Your automatic deposits will continue so you’ll build toward your next certificate until you reach your Get Fit Savings Plan goal of $5,000. Commit to get your savings in shape today!
Get Fit Savings Plus Plan
We've made saving for those bigger purchases, like a car or house easier! With our new Get Fit Savings Plus Plan you can set up automatic deposits of $50-$500 per month. When you reach $2,500, your balance automatically rolls over into a six month certificate. Once your Get Fit Savings Plus Plan reaches $25,000, you "graduate" with a healthy account balance and a good savings habit to help you start saving toward another certificate.
Click here to open a Get Fit Savings Plus Plan, or call or stop by your local VCCU office.
Holiday Club Accounts
Starting a Holiday Club Account lets you stuff the stockings a little fuller for the holidays. Make regular deposits through Automatic Transfers, Payroll Deduction or Direct Deposit and your savings will grow steadily and easily. You’ll earn competitive dividends and, each year on November 1, we’ll transfer your balance directly into the VCCU account of your choice. A small fee of $5.00 will be charged on each withdrawal made between January 1 and October 31 of each year.
Certificates and Individual Retirement Accounts (IRAs) offer lots of options for higher yields on your savings. For more information on options and account features available with VCCU click on the account type above.