At Ventura County Credit Union, we offer checking, savings, and money market accounts designed specifically for small and mid-sized businesses. Whether you need a basic account for daily operations or a revenue-generating money market account, we can help. As part of our business services, we will assist you in identifying the options that best suit your business so you can benefit from the same value and service we have provided our members for over 65 years.

Our Basic Business Savings Account

All VCCU members are required to maintain a basic savings account.

  • $5 member share to open account
  • Free Business Online Banking, Bill Pay and eStatements
  • ATM card for easy access to funds
  • 30,000 fee-free ATMs nationwide
  • No monthly maintenance fee

Business Checking and Money Market Accounts

We offer a Basic Business Checking Account and an Analyzed Business Checking Account, which require opening deposits of $200. Based on your cash flow and sales volume, we can advise you on which option offers the best fit. These accounts include the same features as our savings accounts, along with the following free services:

  • Mobile banking
  • ACH transfers
  • Overdraft protection
  • Rolled coin processing
  Business Checking Account
Minimum balance to open
Earnings credit
Monthly service charge $10
Minimum balance to waive
service charge
Checks cleared free per
150 1
Deposits per month
20 2
Currency/rolled coin
Free 3
Loose coin
5% Processing Fee 4
Business Debit
Overdraft protection
Free ACH
Free eStatements
Free Bill Pay plus Online
Free Mobile Banking
Yes 5
Free access to online
check images
30,000 free ATMs

.25 cents per check thereafter
Max. 20 checks/deposit, then $1 each 
3 Max. $5,000 per month
4 Max. $1000 per year. 10% fee thereafter
5 Data and other wireless carrier charges may apply

If you want to see your funds grow faster, we also offer money market accounts. These accounts feature competitive rates that let you maximize your assets. Whether you're trying to cover a specific expense or build up an emergency fund, our money market accounts can make it easier.

Open an Account Today

At Ventura County Credit Union, we have over 65 years of experience, and we guarantee exceptional service. Our business specialists are ready to work closely with you to determine which accounts and other financial products best meet your needs. To learn more or open your account, call us at 805.477.4000 or stop into any of our branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Moorpark or Simi Valley, California.