Our hearts go out to everyone who has been affected by the recent fires. If you need immediate financial assistance due to an emergency, property loss, or another urgent money issue created as a result of the fires, we offer these special services:
VCCU Fire Relief Loan*
- 0% interest for the first 30 days
- Rate as low as 6.95% APR**
- Repayment term up to 24 months
- Borrow up to $5,000
- Loan rate and term will be valid until December 31, 2018
Please call Member Services at 805.477.4000 to find out if you can skip the next payment on your auto, personal or credit card loan.
BALANCE Financial Assistance
There are also a number of resources available to assist those in communities impacted by the wildfires including FEMA and the American Red Cross.
Reward Points for Charitable Donation
You may redeem your Rewards Points for a donation to The Foundation of VCCU for the VC Stronger Fund by logging into Online Banking.
We are committed to the financial well-being of our members and our community. For additional information, resources and relief efforts for VCCU members, please call us at 805.477.4000.
*Fire Relief loan is available to VCCU members who joined the credit union prior to November 6, 2018. **Annual Percentage Rate effective 11/1/2018 and is subject to change. 0% interest for the first 30 days. Actual rate will be discounted 2% from the lowest rate member qualifies for based on creditworthiness. Includes one-quarter percent discount for automatic payment from VCCU checking or share account. Verification of income may be required. Monthly payment per $1,000 borrowed for 2 years at 6.95% APR: $44.75. Loan offer expires 12/31/18.
***When you skip a payment, interest will continue to accrue on your loan. Your original payment schedule may be extended, and the total amount of interest you pay over the life of the loan will be slightly higher.