Introducing Rewards Checking
Enjoy all the benefits of a premium checking account and earn points on everyday purchases.
Simply Rewards Checking
January 1, 2026
Apply Now: Simply Rewards Checking View Rewards: Simply Rewards Checking
Debit Card Rewards
Earn points on all eligible debit card purchases and redeem for cash back, travel, merchandise, and more
Digital Banking Benefits
Enjoy Online and Mobile banking features including Mobile Check Deposit, Card Manager and more
Bundle Up Rewards
Earn even more by combining your Rewards Checking points with your Rewards Credit Card
Waivable Monthly Fee
Skip the service fee with $1,500 average monthly balance or 8 debit card purchases per month*
Your Everyday Spending Just Got an Upgrade!
With a Ventura County Credit Union Simply Rewards Checking account, every swipe of your debit card earns you points (1 point for every $3 spent)**, turning groceries, gas, and everyday purchases into real rewards. Plus, you get all the same great features of a Simply Classic Checking account, including:
- 30,000+ surcharge-free ATMs
- Credit score monitoring and reporting with SavvyMoney
- Mobile check deposit
- Mobile Wallet - Apple Pay and Google Pay
- Real-time fraud alerts
- Tap & Go™ Contactless Payments
- Early Payday Direct Deposit
Access your Rewards anytime via Online Banking or through the VCCU Mobile app.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
*All accounts are subject to approval. Monthly service fee is waived with $1,500 avg. daily balance, or 8 debit card transactions within a month, and within first 30 days of account opening.
**Points earned on eligible debit card purchases. Cash advances, ATM withdrawals, fees, and balance transfers do not earn points. Exclusions and expiration rules may apply. See our Rewards program for more details.