Grow with us!

With our limited time special certificate offer.

The perfect certificate for you

 With our new 13 Month No Penalty Certificate you get a great rate and no early withdrawal penalty. 

  • No penalty fees for early withdrawal
  • $1,000 minimum to open
  • 13-month certificate will roll over into a 12-month certificate at maturity

We're here to help.

Ventura County Credit Union offers all the financial tools and services needed to help you accomplish your short and long-term financial goals.

13 Month No Penalty Certificate


Learn More: Apply Now

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join



*Annual Percentage Yield (APY). Promotional rate accurate as of 2/28/23 and subject to change. The APY assumes that dividends will remain in the account until maturity. The minimum deposit required to open a No Penalty Certificate Account and obtain the above APY is $1000. At maturity, the Certificate will revert to a traditional 12 month Certificate with the rate and terms effective at the time of roll over. Additional disclosures will be provided at account opening.