A Valuable Benefit of VCCU Membership

We are dedicated to helping you realize your financial goals - reducing your debt, saving for higher education, buying your first home, or planning for retirement. Welcome to Balance Financial Fitness Program

  • Through BALANCE, you have access to free, unbiased money management information and assistance. All you have to do is make a toll-free phone call.
  • BALANCE offers our members FREE Monthly Webinars on everything finance.
  • BALANCE counselors can answer many of your questions immediately - from how long an item stays on your credit report to whether it's better to lease or buy a car. For more complex issues, such as debt elimination or budget development, an appointment will be scheduled - giving you the personal attention you need to meet your objectives.
  • If bills have gotten out of hand, your counselor may be able to arrange a Debt Management Plan. BALANCE negotiates with creditors to reduce interest and fees so you can pay your debt quickly and efficiently. As a member of Ventura County Credit Union, the program's monthly administration fee of $35 is waived.

Don't Wait to Start Taking Advantage BALANCE

To use the new program, simply call 888.456.2227. Counselors are available Monday through Thursday, 5am to 8pm, Friday, 5am to 5pm, and Saturday, 8am to 5pm or visit Balance Financial Fitness Program for more information.

We recognize that money concerns have a serious effect on our quality of life. Through our partnership, you have access to the very best professional guidance - so you can achieve financial security faster than you ever thought possible.

  • Equal Housing Lender
  • NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.