Start Earning Higher Interest Rates with a Money Market Account

Ventura County Credit Union has been helping members reach their financial goals for more than 65 years. Our money market account program allows you to earn higher interest rates than those associated with checking or savings accounts and still enjoy the benefits of access to your funds and National Credit Union Administration (NCUA) coverage.

What Are Money Market Accounts?

A money market account, to put it simply, is similar to a savings or checking account, but with a higher interest rate. Money market account holders benefit from a higher interest rate because they are required to maintain a higher minimum balance and are restricted to a maximum number of withdrawals that can be made per month.

​Who Can Benefit From Money Market Accounts?

You should choose this type of account if you have a significant amount of money in savings and can maintain a minimum balance. Unlike CDs or other account options, money market accounts allow you to withdraw money up to six times each month. There is a maximum number of withdrawals allowed by federal regulations, so this type of account will work for you if you need to only occasionally access the funds.

​Why Should I Open an Account With VCCU?

The benefits of a money market account with us include:

  • Competitive tiered rates for balances starting at $2500
  • Continued dividends below $2500, simply with lower rates
  • Access to your funds through up to six remote withdrawal transactions monthly
  • Federal insurance through the NCUA
  • Excellent service from a knowledgeable team dedicated to helping you reach your financial goals

How Do I Get Started?

If you are looking for a credit union in Ventura County or a credit union in Santa Barbara County with opportunities available for earning higher interest rates, our money market option can work for you. Contact us today to learn more about our competitive rates and excellent service by visiting one of our locations or by calling 805.477.4000.