Smart & Simple Spending

As a member of our credit union in Ventura County, you gain access to a variety of financial tools that you can use to improve your financial prowess and make your life easier. Whether you like to shop online or are always on the go, the one thing that you’ll need in your wallet is one of our debit cards. They work just like credit cards, making it easy for you to swipe and go with ease, without having to worry about accruing interest. Yet they work like checks, since all of the purchases that you make using our credit union debit cards are deducted directly from the money that is available in your checking account. This makes it easy for you to monitor your transactions and stay within budget. Accepted at more than 36 million merchants worldwide, you’ll never have to worry about not having access to your money. 

Access To Our ATM Network

At Ventura County Credit Union, we want to give you complete financial freedom, which is why our debit cards are good at our local VCCU ATM locations. Plus you get fee free access to our CO-OP network of 30,000 nationwide ATM locations. Your money will never be out of reach, since you can withdraw up to $500 per business day from your account at any ATM on the Plus, Star, Cirrus, and American Express Networks in addition to our local and CO-OP ATMs. Transactions at out-of-network ATMs have a small fee of $1.50. Follow the link for a complete schedule of fees.

We make depositing money into your accounts easier as well. Most VCCU and CO-OP Network ATMs take deposits. Select ATMs also allow you to quickly transfer funds within your accounts.

You can also use our VCCU branded ATMs locally in Ventura County Target stores and Rite Aid stores in Ventura and Santa Barbara counties.

To report a lost or stolen VCCU Debit/ATM card, call 805.477.4000.

​Safely Swipe & Sign

You’re at the register and the cashier asks, “Will this be credit or debit?”

  • Unless you’re getting cash back, choose “credit” & sign for the purchase
  • This helps protect your PIN from wandering eyes

Get Your Card Today!

If you live in Ventura or Santa Barbara County, stop by your local VCCU office today to take control of your finances, and simply your spending. We conveniently have locations in:

  • Ventura
  • Oxnard
  • Port Hueneme
  • Camarillo
  • Thousand Oaks
  • Moorpark
  • And Simi Valley

Just apply for membership online for one of our credit union checking accounts and get your Debit-ATM card.  You can contact us by phone at 805.477.4000 or email us at to learn more.