VCCU offers a variety of Certificates, with terms from three months to five years (60 months), which can be opened with a minimum of $1,000. Take your dividends as a pay-out or let them compound monthly, it's your choice. There is a penalty for early withdrawal.

Jump-Up Certificates

When you take advantage of our Jump-Up Certificate, the rates start high and can only get better. Take your choice of a certificate with either an 18 or 24 month term and request a one-time rate hike if rates rise before the maturity date. Plus, with the 24 month certificate, you may make one additional deposit. Your deposits, including certificates are insured up to $250,000. Both require an opening balance of $5,000. Click here for current dividends.

Subject to change without notice. Penalties apply for early withdrawal.