Share Certificates

VCCU offers a variety of Certificates, with terms from six months to five years (60 months), which can be opened with a minimum of $1,000. Take your dividends as a pay-out or let them compound monthly, it's your choice. There is a penalty for early withdrawal.

Jump-Up Certificates

When you take advantage of our Jump-Up Certificate, the rates start high and can only get better. Take your choice of a certificate with either an 18-or 24-month term and request a one-time rate hike if rates rise before the maturity date. Plus, with the 24-month certificate, you may make one additional deposit. Your deposits, including certificates are insured up to $250,000. Both require an opening balance of $5,000. Click here for current dividends.

Subject to change without notice. Penalties apply for early withdrawal.

Open a Certificate with Ventura County Credit Union

For more information on our certificates and rates, stop by your local VCCU office in Ventura, Port Hueneme, RiverPark, Oxnard, Camarillo, Thousand Oaks, Moorpark and Simi Valley, California or call us at 805.477.4000.