Membership at Ventura County Credit Union has many benefits. We pride ourselves on providing high-quality member services, offering competitive loan rates, high interest on deposits, reduced fees, and helpful assistance wherever you need it. Membership is available to you if you live, work, or attend school in Ventura or Santa Barbara counties. We offer traditional checking and savings account, loans and credit cards, and business and investment services. With convenient locations in Ventura, Port Hueneme, Oxnard, Camarillo, Thousand Oaks, Moorpark, and Simi Valley, we are always just around the corner.


We have multiple options at VCCU to help you manage your money. For instance, with our Totally Free Checking you will not pay service fees, per check charges, or for online account access. In addition, our worldwide Debit/ATM access allows you to travel safely and effortlessly. Other account options to help you reach your financial goals include:

Savings Accounts Piggy Bank icon 


Choose from one of VCCU's many Savings accounts and start planning for your financial future today!

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Imagine free checking. Imagine no per check charges. You're not dreaming. You're at VCCU.

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Money Market

If you are interested in high yields and competitive rates, open a Money Market with VCCU today.

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Debit/ATM Cards

It looks like a credit card, but it works like a check. Your Debit/ATM card automatically deducts purchases from your VCCU checking account.

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Share Certificates

VCCU offers a variety of Certificates for every saver.

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IRAs are a great way for many people to save on taxes while preparing for the future.

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Online Forms

These convenient online forms put you in touch with your finances from anywhere at any time.

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Current Rates

View our most current rates for all of our deposit accounts.

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Use our wide variety of calculators to help you make life's tricky financial decisions.

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Online Banking and the VCCU mobile app make it easy to access your accounts anytime from anywhere.

Membership Made Easy

Becoming a member of VCCU is easy! Just:

  1. Complete the online membership application
  2. Select the accounts you want
  3. Print and sign the document
  4. Mail it in or return it in person to any of our VCCU locations

We can even assist with switching your accounts from another financial institution.

Our Professional Expertise is Here For You

Our experts can guide you toward your financial goals. We deliver high-quality services to improve the financial wellbeing of members just like you. Call us at 805.477.4000 to learn more about our many products or to schedule an appointment with one of our financial professionals. Find a convenient location near you. Come in and discover the VCUU difference.

Insured by the NCUA

Take a look at this Share Insurance Estimator to see how your funds are insured by the NCUA.

  • Equal Housing Lender
  • NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.