As a VCCU member, you get access to our comprehensive banking services along with added benefits like higher returns on deposits, lower interest rates on loans and fewer fees. Whichever accounts you choose, our friendly, knowledgeable team is here to help you every step of the way.

Account Options

With 8 local branches, a worldwide ATM network, Online and Mobile Banking capabilities and a variety of account options, VCCU makes it easy to manage your money in the ways that work best for you. We offer:

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Savings Accounts

Choose from one of VCCU's many savings accounts and start planning for your financial future today!

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Checking Accounts

Imagine free checking. Imagine no per check charges. You're not dreaming. You're at VCCU.

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Money Market Accounts

If you are interested in high yields and competitive rates, open a Money Market with VCCU today.

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Debit/ATM Cards

It looks like a credit card, but it works like a check. Your Debit/ATM card automatically deducts purchases from your VCCU checking account.

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Share Certificates

VCCU offers a variety of Certificates for every saver.

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Individual Retirement Accounts (IRAs)

IRAs are a great way for many people to save on taxes while preparing for the future.

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Online Forms

These convenient online forms put you in touch with your finances from anywhere at any time.

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Current Rates

View our most current rates for all of our deposit accounts.

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Use our wide variety of calculators to help you make life's tricky financial decisions.

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Online Banking and the VCCU mobile app make it easy to access your accounts anytime from anywhere.

How to Become a Member!

VCCU has branches in Ventura, Port Hueneme, RiverPark, Oxnard, Camarillo, Thousand Oaks, Moorpark and Simi Valley, California. Membership is open to all who live, work or attend school in Ventura County or Santa Barbara County. If you’re interested in opening an account with us, simply visit your nearest branch or follow the steps below.

  1. Complete the online membership application
  2. Select the accounts you want
  3. Print and sign the document
  4. Mail it in or return it in person to any of our VCCU locations

Already using a different financial institution? We can assist in quickly and painlessly switching your accounts over to VCCU. 

Our Professional Expertise is Here For You

Our experts can guide you toward your financial goals. We deliver high-quality services to improve the financial well being of members just like you. Call us at 805.477.4000 to learn more about our many products or to schedule an appointment with one of our financial professionals. Come in and discover the VCCU difference.

Insured by the NCUA

Your savings with VCCU are federally insured up to $250,000 through the National Credit Union Administration (NCUA). For more information, check out the Share Insurance Estimator.