It's all about making your life easier.
We give you the freedom to manage your money the way you want to.
Compare Checking Accounts
Our checking accounts offer convenience plus value.
Open an Account: Compare Checking Accounts Request an Appointment: Compare Checking Accounts
Free Checking Accounts
A Ventura County Credit Union checking account is like the world's most versatile wallet. It gives you hassle-free access to your cash, and lets you handle financial matters at any hour and from anywhere you go. Plus, with no monthly service fees and no per-check charges, it’s totally free.
- Free Online Banking, Mobile Banking and Bill Pay
- Free debit/ATM card
- Access to nationwide network of surcharge-free ATMs
- Overdraft options available
Youth Checking Accounts
A Youth Checking account helps teach valuable money management skills for a financially secure future.
- Teens age 14 and above are eligible
- Apply online or in person at your nearest branch
- Social Security card and photo ID (either school ID or driver's licence) required
- An adult is required to be a signer on the account
Zeal Checking
As you near retirement - or arrive there - you'll be looking to cut costs and make life easier. Our Zeal Accounts are designed for those ages 55 and over, and come with all the services of our Free Checking plus these added perks.
- Benefits Plus, our partner for shopping, dining and travel discounts
- Assistance setting up direct deposit of your pay, pension or Social Security
- Access financial workshops and webinars geared toward seniors
Specialized Checking
Sometimes it's easier to stay on budget and track spending if you have separate accounts for particular types of expenses. At VCCU, we're happy to work with you to set up specialized accounts for:
- Household items
- Educational costs
- Credit card payments
- Anything else you can think of
For more information on what’s included with your free checking account, please review our Fee Schedule.
Check Reordering
You can conveniently order checks online, and they’ll arrive at your doorstep within 7 to 10 business days. All you need is a reorder ID or check and your next starting check number.
Notice: Due to supply chain disruptions, some products may have extended delivery times.
We appreciate your patience and encourage you to check your order history through Harland Clarke for the status of your order.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
