500 Reasons to Refer
Members have good reason for sharing VCCU with family, friends and neighbors — and now we’ve added 500 more.
Refer to win $500
You’ll be entered to win $500 each time you refer a new member who opens a qualifying VCCU account.
Who in your life might benefit from VCCU membership?
Is your mom paying too much for her auto loan? Have her talk to us about bringing his dealer or bank loan here for a lower payment.
Does your best friend pay high checking account fees at their bank? Tell them about our no-monthly-fee checking options that might save her $150 a year from what banks typically charge.
And you’ll feel better knowing your high schooler is learning good financial habits with our Youth Checking Account.
Your referrals are also entered for a chance to win their own $500 prize. Learn more here and start referring the people you care about.
This promotion is open to VCCU members 18+ from April 1 through June 30th, 2026. See full terms and conditions.
Just Shred It
One easy step toward financial fitness is shredding unwanted and unneeded papers that could fall into the wrong hands. The smart way is to shred those documents safely and securely, and at no cost!
Free Shred Day is back
Saturday, April 25 from 9 am to noon
VCCU Headquarters
2575 Vista Del Mar Drive, Ventura
Members are invited to take advantage of our next Shred Day event. Bring up to two medium-sized bags or boxes of personal papers for complimentary, secure shredding and disposal.
Reservation required — This event is free but you must register and bring proof of registration for this members-only perk. We’ve got answers to all your Shred Day questions and tips for preparing here.
Fun is the Goal
We’re in the third year of our partnership with Ventura County FC (VCFC) and each year gets more exciting. We love celebrating the team in our branches and at games.
In addition to supporting our amazing local team, our goal is to have a positive impact in our community.
Score exclusive deals of 33% off
As a benefit of our partnership, VCCU members get an exclusive 33% OFF on VCFC season and single match tickets. Don't miss your chance to experience the excitement, energy, and pride of Ventura County soccer at a special member-only price.
Redeem this special offer here.
Preowned saves money
Some of the best deals these days are on preowned vehicles, and you’ll enjoy the savings longer than any new car smell might last. But, it’s important that you know what to look for in a preowned car before you sign a sales contract.
Get to know the car’s history
Preowned cars look clean and may smell almost new, but to reveal its history, start with a free CARFAX report on a specific vehicle. Simply take a photo of the 17-digit Vehicle Identification Number (VIN) located on the driver’s side door or dashboard near the windshield. Input the VIN at CARFAX, which is free for VCCU members, and shows that car’s service history, recalls, and reported accidents. You’ll especially want to note if the car has been totaled or salvaged, flooded, or had frame or structural damage.
Inspect before you invest
Don’t be distracted by fancy features. A preowned car needs to be inspected, preferably by a certified mechanic for peace of mind.
It’s one of your most expensive purchases and something you’ll rely on for years, so don’t skip doing your homework. Here are a few clues to watch for:
Rust — If you see rust on a car, know that it’s hard to get rid of, spreads and may be a sign the car was exposed to harsh elements or was flooded.
Foul smells — If a car smells like mildew or has a foul odor (or if the car is overly scented to cover up smells) be concerned. This could be a sign of flood damage that can also affect electrical systems, carpeting and cause interior rust. And if it smells like cigarettes, know that this smell will never fade away.
Misaligned parts — Do the doors align properly or do they seem crooked or creaky? These can be signs that a car has had major repairs. Also look for mismatched paint or sloppy overspray on door jambs or around window seals.
For all the things you can’t see, an inspection from a certified mechanic will give you an unbiased under-the-hood assessment of the car’s condition. If a dealer or private seller won’t let you have the car inspected, take that as a sign and consider another seller.
75th Annual Meeting
Join our Annual Meeting as we look back on our 75th anniversary celebrations and look ahead to what’s next.
It’s a great opportunity to meet our leadership team and hear the results of our Board of Directors and Supervisory Committee elections.
Tuesday, April 28, 2026 at 5:30 pm
VCCU Headquarters
2575 Visa Del Mar Drive, Ventura
Financial Literacy Month
April is Financial Literacy Month, a time we focus on financial knowledge and money skills needed to thrive in life.
Why focus on financial literacy? A quick look at current stats tells the story.
- 47% of adults grade their personal finance knowledge a “C” or worse
- 7 in 10 college students feel overwhelmed by personal finances
- 2 in 3 students say schools are not educating enough about personal finance
FREE personal financial counselor
There’s no single path for everyone on where to start a financial education journey. But talking with a financial counselor is a great first step. Our new partnership with GreenPath Financial Wellness gives you access to certified financial experts to help you budget, manage debt and create a plan to reach your goals. Along the way, you’ll learn about money and your relationship to it — and improve your financial literacy.
Online financial knowledge center
Life is a full-time job, and between work, side gigs, family and friends, there may not be much time left for financial learning. But like learning a language, a little bit each day makes progress very doable. Bookmark our Financial Wisdom page and read one of the blog posts a week. In no time, you’ll feel more confident about your financial knowledge.
Be part of our financial webinars
Our monthly free webinars bring real-world and timely money facts to your desktop. Members love these webinar sessions as they cut through the noise to deliver actionable ideas you can implement right away. Check out our current schedule of webinars and sign up for one today.
