Your best deal just down the road
Our members now enjoy exclusive pricing at the Kirby Auto Group in Ventura on a wide selection of new and used vehicles. Check out the latest models, as well as reliable preowned vehicles, all in two convenient and adjacent locations:
Kirby Subaru
6500 Auto Center Drive
Kirby Kia
6424 Auto Center Drive
We also make financing your next vehicle easy! Apply for preapproval now so you know exactly how much you can afford and what your monthly payments will be.
Get a great vehicle from a trusted local dealer, and the best loan so you drive home happy. Learn more here.
October Shred Day
One way scammers steal personal information is still by dumpster diving. We want to protect our members to help safely destroy unneeded documents cluttering your home.
Members are invited to take advantage of our Drive-Thru Shred Day Event. Bring up to two medium-sized bags or boxes of personal papers for complimentary, secure shredding and disposal.
Saturday, October 24 from 9 am to noon
VCCU Headquarters
2575 Vista Del Mar Drive, Ventura
Reservation required
This event is free, but you must register and bring proof of registration for this members-only perk. We’ve got answers to any Shred Day questions and tips for preparing here.
Refer-A-Friend
Friends don’t let friends miss out on $500 — or bank elsewhere.
From October 1 through December 31, 2026, you and your friend earn a chance to each win $500 when they open a new VCCU account. There’s no limit on how many people you can refer, so start looking through your contacts now. Anyone who lives, works, or attends school in Ventura or Santa Barbara counties can join, as well as your qualifying family members.
There are as many reasons to join as there are referral possibilities. Help those you care about and we promise they’ll thank you. Tell them about our friendly service and outstanding value today.
Start referring now!
Avoid Holidaze
October, November and December can quickly become a blur of pumpkins, stuffing, and gifting. We’re all-in on holiday fun, but it’s also important to watch holiday spending. Here are a few simple steps to avoid overspending this season.
Commit to tracking
The first thing is tracking your spending. Note money you spend for gifts, office parties, travel, dinner parties, holiday decor, etc. Tracking these will:
- Remind you of what you’re spending in real-time
- Help you stay honest about the running total so you can adjust
- Lets you build your budget on real “you” data
It can be notes in a Moleskin, on your phone, or as simple as putting receipts in one place like a drawer or bowl. Just the act of tracking helps you be aware that you might be overspending, or question why you’re spending so much on something. You’ve already won just by tracking.
Think big picture
Any holiday plan inevitably includes additional costs. Inviting friends over for holiday dinner includes spending on food, decor and your time. And holiday travel isn’t just the airfare, for example. Think of the additional costs involved when making plans, and choose more reasonable or affordable options.
Think twice before booking
It’s popular to travel over the holidays. It’s also the most expensive and stressful time to travel. Aside from skyrocketing fuel prices, it seems everything is more expensive during the holidays — hotels, car rentals, meals and more. See if your friends and family wouldn’t mind if you shifted your plans just a bit to avoid peak travel times. Connect by Zoom to be part of the fun on the holiday, and then go in person to visit after the rush. You’ll likely have more fun while saving time and money.
Take a read of our Curbing Holiday Spending blog post for more ideas.
Our gift to you — free and unbiased insight
You’re serious about your financial future, so why not take advantage of our free financial wellness checkup to see where you’re excelling and where you can improve. You’ll get access to free recommended courses, tools and much more. Log in and try it now.
Movie memories made
We were thrilled to host more than 300 guests at our 2nd Annual Member Movie Night where we enjoyed the heartwarming fun of Toy Story 4 under the stars.
Before Woody, Jessie, and the gang arrived, members had fun in the bounce house, met Sonny the Horse, got their faces painted and saw magic tricks while enjoying Mister Softee ice cream and hot popcorn, of course. A special thank you to our community partners Sonny Horses 4 Kids, YMCA, FoodShare of Ventura County, and the Museum of Ventura County for joining us.
We’re already planning our next movie night, and hope you’ll be in the audience.
A head start thanks to you!
We are grateful for having the most generous members and partners. This year’s School on Wheels School Supply Drive was a huge success. Thousands of new school supplies were donated for local kids, all packed into brand new backpacks.
These helped kids get off to a strong start with the tools they need to succeed. Of course, the need for supplies is year-round. For more ways to help, visit schoolonwheels.org.
About School On Wheels
Annually, this organization provides more than 5,000 students — including houseless children and children in foster care — with the tools they need to succeed in school. Every student they assist receives a new backpack with school supplies.
