Member with debit card

Checking packed with perks

When it comes to checking, your options with us are simply the best. Our new Simply Checking accounts offer three custom choices:

Simply Essential Checking — An affordable no-frill and penalty-safe account

Simply Classic Checking — Full-service account with perks, and without maintenance fees

Simply Earn Checking — Dividend-earning and full-service account that pays you

All accounts include:

  • 30,000+ surcharge-free ATMs
  • Early Payday Direct Deposit
  • Apple, Samsung, and Google Pay Mobile Wallet
  • Tap & Go Contactless payments
  • Mobile Check Deposit
  • Real-time Fraud Alerts

It’s simple to switch

Learn more and open your Simply Checking account today.  


Calendar with save the date

Join us at our 73rd Annual Meeting

Members are encouraged to attend our upcoming Annual Meeting. Meet our leadership team and hear about your credit union’s accomplishments, as well as our plans for the future. The results of our Board of Directors and Supervisory Committee elections will also be announced at this meeting.

Tuesday, April 23, 2024 at 5:30 pm
VCCU Headquarters at 2575 Vista Del Mar Drive, Suite 101, Ventura


Oxnard Branch interior rendering

Oxnard branch temporary closure

Our Oxnard Branch will be closed for renovation beginning April 8, with a projected grand reopening by the end of this summer. We’ve planned to ensure seamless service during this period, including fee-free ATMs (the Oxnard Branch ATM remains available during renovation), online and mobile banking, Night Drop Box and more. Please read more about this transformation and thank you for your patience as we bring you a better branch experience.


Shred-it Truck

Drive-thru Shred Day for VCCU members

While a lot of focus on account security is focused online, many criminals still dumpster dive into trash that’s left in cans on curbs or in apartment complexes, or personal papers that may blow out of trash trucks. Proper disposal of medical, financial, insurance, utility and other paper documents is critical to protect your identity. Collect your documents and bring them to our first Free Shred Day of 2024.

Saturday, April 27 from 9 am to noon
VCCU Headquarters parking lot at 2575 Vista Del Mar Drive, Ventura

Two box limit. Please prepare for Shred Day by reading these Frequently Asked Questions.


Mother and daughter with laptop

Financial Literacy Month

We want to help every member maximize their financial ability to successfully reach their goals and thrive. Whether you’re buying your first car, first home, saving for your kids’ education, or your next chapter, we can help.

April is Financial Literacy Month

Each week in April, we’ll share tips on easy ways to increase your financial capability. We're also hosting a fun online challenge throughout April and goodies at all of our branches on Fridays and Saturdays during the month.

Did you know?

  • Nearly 60% of parents are uncomfortable talking to their kids about money
  • Each year, 27 million teens in the U.S. spend $63 billion
  • Nearly 60% of Americans have less than $1,000 in savings
  • 4 in 10 American families do not have enough money to manage even one month if they lost their main income

Our team is focused on helping you and your family live your best life while building a strong financial foundation. Watch for Financial Literacy Month details on our website and on our social channels.


Couple sightseeing

More Mastercard Rewards

Our new Mastercard Platinum Rewards Program just got even better. You not only earn one point for every dollar you spend, but now can choose for an even greater collection of merchandise, travel, gift cards, and experiences.

Exciting travel — Pay for some or all of your travel, hotel stays, cruises, or tours

Quality merchandise — Choose from household appliances, sportswear, or electronics

Flexible gift cards — Restaurants, coffee, entertainment, spas, and home improvement, to name a few

Personalized experiences — Experience private cooking lessons, hot air balloon rides over wine country, or driving an exotic car.

Charitable donations — Use your points to do good for your favorite cause.

See the latest rewards at our rewards website.

Existing Rewards Card members will need to re‑register

To enjoy rewards, have your Mastercard Platinum Rewards card in hand and enroll here. Once you do, you can access your rewards anytime via Online Banking.

Living Trust Workshop

Join us for an online Living Trust and Estate Planning workshop, presented by Ventura County Credit Union in partnership with Affinity Trusts. Learn how to:

  • Avoid the pitfalls of using joint ownership as a way to transfer property
  • Choose the right person to make decisions for you in case of a medical emergency
  • Nominate guardians and provide for minor children
  • Distribute assets according to your wishes
  • Establish a Living Trust to avoid probate


Free webinars with trusted advice

Between work, family, and the busyness of life, it can be hard to squeeze in financial education. That’s why we offer our members free online webinars on timely topics. One hour can really pay off.

APRIL — Teens and Money

Teens are primed to soak in new information. It’s a great time to guide them to money management techniques that can last a lifetime. They will learn about managing money effectively, preparing for common upcoming bills, opening checking and savings accounts, establishing credit (and using it wisely), and looking at investing options.

MAY — Retirement Planning Later in Life

As you get closer to retiring, it becomes critical to have a solid plan of action. This workshop focuses on deciding when to retire, investment options, estate planning, Social Security benefits, and healthcare considerations.

JUNE — Becoming a Homeowner​

Preparation is one of the keys to a smooth home buying process. This session covers all major pre-purchase topics such as budgeting, down payment, credit reports, debt-to-income ratios, and the mortgage lending process.

Visit our website as we regularly add new events. 

Group with donation check

Helping furry friends

For our second year, we were thrilled to join Ventura County Animal Services’ “Have A Heart, Give a Heart Fundraiser.” This past February we collected donations and heart dedications in our offices on behalf of our furry friends. Together we raised over $3,050 to help support the animals at their Camarillo and Simi Valley locations.

To learn more about the amazing work VCAS does for our county, visit their website


Are you scam savvy?

Americans lost $10 billion to scams in 2023. One in four Americans were victims of a scam last year. The average loss was $500. Three of the top fraud scams were:

Imposter scams
Scams where criminals pretend to be your bank, a government employee, a relative in distress, or a technical support expert. The average loss per imposter scam victim was $800.

Online shopping scams
You see a product online at an unbelievable price or a site with numerous 5-star questionable reviews. Online shopping scams had the highest overall reported losses, at $1.4 billion.

Prize and sweepstake lottery scams
Any call, email or social media post stating “You’ve won” is most likely a scam. Sadly, Americans lost over $300 million — an average of $907 — to these sorts of scams last year.

We want you and those you love to stay scam-smart. Our free Security Resource Center has everything you need to know to stay ahead of scams. Please bookmark this site and share it with your friends and family.


Watch how we gave back

We’re passionate about giving back to the communities we serve. That’s why our team is often at events such as fairs, parades, community work projects and so much more. In fact, in 2023, we were able to give over $503,00 back to our community. Take a minute to watch our year in giving.


American Red Cross logo

Blood drive

Blood donations are essential to saving lives in our community. Enjoy the great feeling of helping others by donating at our American Red Cross blood drive. Sign up with your friends and family to make an even greater impact.

Wednesday, June 12, 9 am to 3 pm at 2575 Vista Del Mar Drive, Ventura

RSVP here.