$200 Auto Loan Cashback
We’ve made our affordable Auto Loans even better — with cash back! Get $200 cash back when you finance or refinance an eligible vehicle.*
Now through August 31, 2026, get up to $200 cash back with your new or preowned Auto Loan. And we think everyone deserves this great offer so if you have an auto loan with another lender — refinance it with us to be eligible for $200 cash back.
- Low rates and flexible terms for affordable monthly payments
- Local decision-making means faster answers
- Streamlined online or in-branch application takes just minutes
Hurry — just like summer, this offer doesn’t last long.
Click to Apply Now or Refinance Today!
*$200 cash back available on qualifying VCCU vehicle loans of $15,000 or more funded by August 31, 2026. Existing
VCCU auto loan refinances are not eligible. All loans subject to credit and collateral approval. Rates, terms, and
promotional offers are subject to change or discontinuation without notice. For full details visit our Cash Back Auto page.
Member Car Sale
Looking for a new or used car? We’ve got the members-only sale for you!
VCCU July Car Sale + Special Member’s Only Pricing
Kirby Subaru and Kirby Kia of Ventura
6500 Auto Center Drive, Ventura
- Friday, July 24 | 3:00 pm - 6:00 pm
- Saturday, July 25 | 10:00 am - 6:00 pm
We're partnering with Kirby Auto Group to offer exclusive VCCU member discount pricing on new and used vehicles. Explore a variety of models and connect with our lending experts to help you explore your financing options.
Apply for preapproval now
Apply online for preapproval so you can drive your best deal.
VC Fair Days
This year’s theme is Find Your Fun and we’ve got two special days for just that.
Youth Day - Friday, July 31
We’re proud to be the sponsor for Youth Day where all kids 12 and under get free admission with a paid Adult admission. Look for our booth inside the fair entrance between 12 noon and 2:00 pm for special Youth Day giveaways while supplies last.
VCCU Member Day - Wednesday, August 5
VCCU members get a $4 discount off regular admission prices from 12 noon until 5 pm for up to
five people in your party. You’ll need to show proof of membership, such as a valid VCCU ID card, VCCU
debit/credit card, or VCCU mobile banking app on your phone. Look for the VCCU
ticket sales kiosk near the VCCU tent. Stop by our booth for fun VCCU swag while
supplies last.
Online Discounts and Free Fair Tickets
This year we are offering our special member discount and the option to purchase tickets online good for any day of the 2026 VC Fair! Click here to get your discounted fair tickets through July 28th.
Watch your email inbox for details on how to win free tickets to the VC Fair!
Making Summer Affordable
Staycation, vacation or playcation …we’ve just made it more affordable. Now through July 31, 2026, our Summer Loan is as low as 8.7% APR* — that’s 2% lower than our already low personal loan rate.
And use the funds however you plan — for a trip, paying off high-cost debt, or for repairs around the home. Best of all, you can borrow as little as $500 for just $44 per month over 12 months.
Apply online today or stop by any branch.
*Annual Percentage Rate (APR) effective 6/1/26. Promotional rates subject to change. The promotional APR
includes a 0.25% automatic payment discount from a VCCU checking or savings account. Without automatic
payment, APR will be 0.25% higher. Rates and terms are subject to credit approval and based on creditworthiness. Verification of income may be required. Other restrictions may apply. Offer valid June 1 through July 31, 2026 and may be changed or discontinued without notice. Offer may not be combined with other offers and cannot be used to refinance existing VCCU loans.
Monthly payment shown for a 12-month term at 8.70% APR. Longer terms available.
Movie Night 2
Saturday, August 29
Our last Member Movie Night was such a smash we’re doing a sequel!
Join Woody, Jessie, Bo Peep, and Bonnie as they take an exciting journey and keep us all laughing in Toy Story 4.
The movie begins around 8:30 pm and before that, you’re invited to enjoy snacks and refreshments, lawn games, activities and community vendor booths.
Bring your blankets and chairs for a cozy night of family movie time fun. This free event is open to all VCCU members and their family. Watch your email or visit our webpage for details on how to sign up!
School Supply Drive
Help support local non-profit, School on Wheels during our annual School Supply Drive. School on Wheels provides free tutoring, learning resources, and school supplies to children in need in Ventura County. If you would like to contribute, we
are accepting donations of NEW school supplies at each of our branches through August 31.
Most needed supplies include:
- Pencil cases, erasers and pencil sharpeners
- Pens, mechanical pencils, and highlighters
- Backpacks and laptop cases (Jansport, solid colors, patterns)
- Binders and homework folders
- Wide-ruled paper and graph paper
- Flashcards and 3x5 notecards
- Mini-dry erase boards and markers
- Markers, colored pencils, crayons
- Mini staplers & staples
- Book covers and subject dividers
- Headphones
- Books, puzzles and science kits
- Laptops and scientific or graphing calculators*
*If you would like to donate laptops or calculators, please contact digitallearning@schoolonwheels.org directly to arrange the donation.
For more ways to help, visit schoolonwheels.org. Thank you for your generosity.
About School On Wheels
Annually, this organization provides more than 5,000 students — including houseless children and children in foster care — with the tools they need to succeed in school. Every student they assist receives a new backpack with school supplies.
