New Online Banking screens

New Online Banking coming

In VCCU’s commitment to you, we’re upgrading our digital banking platforms to make it even easier for you to bank from your smartphone, tablet, or computer.

Our new platform is streamlined to be more personalized and user-friendly, giving you greater control over your finances. In addition to the features you currently use, the new online and mobile banking platforms will offer:

  • Account and balance insights
  • Enhanced Profile and security settings
  • Financial wellness tools
  • Access to your Credit Score
  • Robust Alerts and notifications
  • Built-in card management controls
  • Available in English and Spanish

In the coming weeks, watch your email inbox and visit our website for important updates on what to expect and what you will need to get started. We can’t wait to introduce you to VCCU’s all new online and mobile banking experience!

 


Group with donation check

The Foundation of VCCU

The Foundation of VCCU’s focus is supporting worthy non-profit groups in Ventura and Santa Barbara counties. We recently announced grants totaling $38,500 to these local organizations:

$3,500 grant

HomeMore Project

$5,000 grants

Cabrillo Economic Development Corporation

Los Robles Volunteer Program

Reel Guppy Outdoors

Mesa Farm

Search Dog Foundation

James Storehouse

Peoples Self-Help Housing

New streamlined grant application

If your organization supports the underserved, community beautification, and/or preservation of our environment, or health and well-being, you may apply for a grant all year round. Our new online application makes it even easier to apply. We’re currently accepting grant applications through August 31, 2024

Please visit The Foundation of VCCU Grants page for details.

 


Interior of Oxnard Branch


Oxnard Branch Re-Open House coming soon

We are putting the finishing touches on our newly remodeled Oxnard Branch. Be the first to see our newly revitalized branch with the same friendly team you know.

ATM Update: Our Oxnard Branch ATMs and Night Drop box are currently unavailable during construction.

Watch your email and check our website for details of our Oxnard Branch Re-opening coming soon. 

 


Fund the Summer Fun

Summer Personal Loans ready when you are

Whatever you have in mind for summer, a Summer Personal Loan can help make it happen affordably.

Special 1% interest rate discount

From June 1 through July 31, 2024, Summer Personal Loans are available as low as 9.7% APR* — that’s 1% lower than our already-low personal loan rate.

Your funds, your goals

Use your Summer Personal Loan for that dream vacation, life milestone events, or to pay off loans from other lenders.



 

Apply online or at your local VCCU branch.

*Annual Percentage Rate (APR) effective 6/1/24 is a promotional rate which is subject to change and includes one-quarter percent discount for automatic payment from a VCCU checking or savings account. This offer to apply cannot be used in conjunction with any preapproval offers. All loans subject to credit approval. APR you receive will be based upon your creditworthiness. Verification of income may be required. Other restrictions may apply. Promotional offer may end at any time and cannot be used to refinance existing loans. Not valid after 7/31/24.

 


Ventura County Fair sign

Exclusive Ventura County Fair discount tickets

VCCU Member Day is August 7, 2024

We’re excited to again be the official Credit Union of the Ventura County Fair, taking place at the VC Fairgrounds July 31 through August 11. This year, we’ll also be the Presenting Sponsor of Youth Day and Porker Flats, so you’ll see lots of us at the fair. Link to https://venturacountyfair.org/

VCCU Member Day is Wednesday, August 7. From noon to 6 pm that day, members will receive a $4 admission discount for up to five people in their party.

Adult admission: $11 for VCCU members ($15 full-price)

Senior/Child admission: $6 for VCCU members ($10 full-price)

You’ll need to show proof of membership, which include a valid VCCU ID card, VCCU debit/credit card, or VCCU mobile banking app. Look for the VCCU booth near the entrance to purchase tickets, locate the fast pass lane for members and pick up your free VCCU swag, while supplies last. Visit our website for more details.

 


Smiling young girl with new school supplies

VCCU’s Annual School Supply Drive

Help support local non-profit, School on Wheels at our annual School Supply Drive. School on Wheels provides free tutoring, learning resources, and school supplies to children in need in Ventura County. If you would like to contribute, we are accepting donations of NEW school supplies at each of our branches through August 31.

Most needed supplies include:

  • Pencil cases
  • Pens, mechanical pencils, and highlighters
  • Backpacks and laptop cases: JanSport, solid colors, characters, patterns
  • Binders
  • Homework folders
  • Wide-ruled paper
  • Flashcards and 3x5 notecards
  • Graph paper
  • Mini-dry erase boards and markers
  • Markers, colored pencils, crayons
  • Erasers, pencil sharpeners
  • Mini staplers
  • staples
  • Book covers
  • Subject dividers
  • Headphones
  • Books
  • Puzzles
  • Science Kits
  • Laptops*
  • Scientific
  • graphing calculators*


*If you would like to donate laptops or calculators, please contact [email protected] directly to arrange the donation.

For more ways to give, visit schoolonwheels.org. Thank you for your generosity.


About School On Wheels
Annually, this organization provides more than 5,000 students — including houseless children and children in foster care — with the tools they need to succeed in school. And every student they assist receives a new backpack with school supplies.

 


Living Trust Workshop

Join us for an online Living Trust and Estate Planning workshop, presented by Ventura County Credit Union in partnership with Affinity Trusts. Learn how to:

  • Avoid the pitfalls of using joint ownership as a way to transfer property
  • Choose the right person to make decisions for you in case of a medical emergency
  • Nominate guardians and provide for minor children
  • Distribute assets according to your wishes
  • Establish a Living Trust to avoid probate

 


Free live webinars with content experts

Life comes at us fast. Our free live webinars let you learn from experts on money matters you care about. And you join from the comfort of home.

JULY — Planning for Money Milestones

To help prepare today’s Millennials for a positive financial future—without sacrificing fun—we take a realistic approach to managing finances. We’ll cover SMART goals, getting financially organized, building a budget, controlling expenses, wiping out debt, and much more.

AUGUST — After Identity Theft

If you’re a victim of identity theft or just want to stay prepared, this workshop is a must. You’ll learn about the different types of identity theft as well as proven steps you can take to minimize its impact.

SEPTEMBER — Finances for Small Business Owners​

Entrepreneurship is stronger than ever. This session covers all the financial aspects of starting and running a small business. Topics include: types of legal entity structures, writing a business plan, bookkeeping, paying taxes, and everything in-between.

Visit our website as we regularly add new events. 


Camarillo Branch on the move

Have you heard the news? Our Camarillo Branch will be moving to the old Toppers Pizza location at 520 Arneill Road in Camarillo. Watch our website and social pages for details as we get closer to the opening date in 2025.

 


Winner receiving check


Congratulations, Norma!

Financial knowledge really does pay off. Just ask our member Norma R. from Ventura, who won $250 in our Financial Literacy Month contest. Thank you to everyone who entered and participated in this great event. 

 


Shred Day results

Earlier this year we hosted two Drive-thru Shred Events at our corporate office in Ventura. It was proven that the need was great as we had an incredible turnout with an estimate of well over 1,000 cars in attendance combined. We decided to host an additional event in June to accommodate our members who were unable to attend in April. Here are the numbers:

In April, 24,200 pounds of paper was shredded
In June, 7,700 pounds of paper was shredded

Combined estimated total of 31,700 lbs. of paper, saving:

  • 271 trees
  • 6,061 gallons of oil
  • 63,800 Kilowatts of energy
  • 101,650 gallons of water

This free member benefit not only saves money but also has a tremendous environmental impact. Thank you to all who participated.

Keep an eye out for our next Shred Day event in your email inbox in the 4th quarter. 

 


Avoid travel scams

Americans may be on the go more than ever this summer. One study shows that 50% of Americans plan to travel more than they did in 2023. Another study showed that half of Americans expect to spend an average of about $3,600 traveling. Before you take off, be aware of these travel-related scams.

It’s “free” except you have to pay for it
See an online ad or email about a free vacation at five-star location? To receive it, all you need is to pay a service charge or buy a travel club membership. These are scams. According to the US Postal Inspector, most people who respond never receive anything for their money.

Listing looks legit, but website or listing service looks odd
Scammers steal legitimate rental listings and photos, then offer the scam listing at a great price on some website. Once you pay, you’ll never see your money or that rental property because it wasn’t theirs to list. Protect yourself by booking only on legitimate rental sites.

You must pay by wire transfer, gift cards or cryptocurrency
When paying for tickets, tours, or lodging, assume that anyone who’s demanding payment by wire transfer, crypto, or gift cards is scamming you. Always use a credit card as it might provide recourse if you are scammed.

It’s a private charter, but not on USDOT approved list
When researching flights, you may see ads for private plane charters. Scammers even show images of the aircraft and their registrations. The US Department of Transportation maintains a list of approved public charter flights. If the flight you’re considering isn’t on the list, it’s probably a scam.

We want you to have a wonderful summer, and our free Security Resource Center has everything you need to know to stay ahead of travel scams. Please bookmark this site and share it with your friends and family.

 


American Red Cross logo

Blood drive

Every two seconds, someone in the U.S. needs blood. Help answer the need by donating at our American Red Cross blood drive. Sign up with your friends and family to make an even greater impact.

Thursday, September 19, 9 am to 3 pm at 2575 Vista Del Mar Drive, Ventura

RSVP here.

 


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