Welcome to Ventura County Credit Union! We’re excited to share our financial blog, Living the Life, where members can find useful information on financial trends and forecasts, VCCU events and more.

 

Blog Posts

Planning for Money Milestones

by VCCU | Jul 03, 2019

Money milestones occur at just about every stage of life, and managing your finances effectively is critical to ensuring you hit your targets. Whether you’re saving for your first home, planning for a baby, helping your kids pay for college or setting aside money for retirement, achieving big financial goals takes planning, time and patience.

Financial Goals on Notepad

To help you attain your most important money goals, we’ve partnered with BALANCE to bring you a free webinar filled with practical tips for successfully managing all aspects of your finances. There are two sessions to choose from, so you can select the one that’s most convenient for you.

  • Session 1: Tuesday, July 9 - 10:30 a.m. PT/1:30 p.m.
  • Session 2: Thursday, July 25 - 5:30 p.m. PT/8:30 p.m. ET

The webinar will cover a variety of topics designed to put you on a path to making your financial dreams a reality, including:

  • SMART Goals. You probably learned about SMART goals in school, but they’re not just for students. Setting specific goals you can measure can help you stay motivated to keep working toward them. And attaching a deadline creates a sense of urgency so you don’t keep putting them off for “someday.”

  • Organizing your finances. Achieving your goals becomes easier when you have a handle on all aspects of your finances, including your income, monthly expenses, irregular expenses, insurance, medical bills, estate plan and more.

  • Creating a budget. Once you know how much money is coming in every month, you can make a budget to pay for your routine expenses, while also setting aside money to save for your bigger financial goals.

  • Controlling expenses. You may have to make some sacrifices to hit the money milestones that matter most to you. Ask yourself if everything you’re currently spending money on is worth it and if there are expenses that make sense to cut back on or eliminate completely.

  • Wiping out debt. It will be difficult to achieve your bigger financial goals if you’re overloaded with debt. You’ll learn how to come up with a plan to pay down your existing debt and prevent accumulating more debt in the future, so you can save for the things that matter most.
To save your spot for this free webinar, sign-up here.

What We Offer

Whether you’re opening your first savings account or need help navigating mortgage options, our pros will provide you with the information, guidance, and confidence you need to make your financial goals a reality. Some of our services include:

  • Accounts: Savings, checking, ATM cards, money markets, IRAs, bill pay and more
  • Credit and Lending Services: Credit cards, auto loans, insurance, personal loans, home loans, mortgage rates, and more
  • Investment Portfolios: Seize opportunities to expand and strengthen your investment portfolio

This is just the beginning of what we have to offer for our members.

Why VCCU

Unlike banks, we are not-for-profit which means we do not report to (or make money for) any stock holders. That means we can pass on that savings to you, the member, in the form of:

  • Lower loan rates
  • Lower fees
  • Higher interest on deposits
  • & Much more!

Contact Us Today

To learn more about banking with VCCU or to open an account, visit us at a location near you or call us at 805.477.4000 today.