Welcome to Ventura County Credit Union! We’re excited to share our financial blog, Living the Life, where members can find useful information on financial trends and forecasts, VCCU events and more.


Blog Posts

How to Stay Financially Secure While Caring for Aging Parents

by VCCU | May 31, 2019

Family at the beachIf you have children at home you’re supporting financially, while also caring for an aging parent or other loved one, you’re not alone. According to the Pew Research Center, 12 percent of Americans with children under age 18 are taking care of an aging adult as well.

Balancing the needs of your children and parents without negatively impacting your finances can be a challenge.

VCCU has partnered with BALANCE to provide our members with a free webinar that will discuss how to manage your parents’ medical, legal and financial needs, while supporting your children and maintaining your own financial security.

  • Session 1: Tuesday, June 4, 2019 at 10:30 a.m. PT / 1:30 p.m. ET
  • Session 2: Thursday, June 13 at 5:30 p.m. PT / 8:30 p.m. ET

This webinar will cover a variety of topics to help you navigate many of the pitfalls you may face, including:

  • How to keep your finances healthy. With so many financial responsibilities, it’s especially important to have money set aside in an emergency fund for the unexpected. Plus, you’ll want to continue saving as much as you can for retirement.
  • Why you need to review your parents’ finances. Getting a complete picture of your parents’ financial situation will let you know how much they can pay for their care and whether you’ll need to provide financial assistance. Find out how much money they’ve saved, what assets they’ve accumulated and how much insurance they have.
  • The importance of getting help. You shouldn’t have to go it alone. If you have siblings, divide the responsibilities between you, so you don’t have to handle everything by yourself. If you’re an only child, consider asking close friends or other relatives for help when possible.
  • How to pay for college. Don’t sacrifice your retirement to pay for your children’s education. Explore all financial aid options available to your kids, including student loans, grants, scholarships and work-study programs.
  • Tax implications. If you become financially responsible for your parents, there may be tax benefits you can take advantage of. Research to find out what they are and whether you’re eligible to claim them.
  • Why you need to have estate documents prepared. Your parents should have a will and advanced healthcare directive drawn up if they don’t already have one. These documents will help ensure their wishes are honored if they become too sick to communicate and after they pass away. Consider getting a financial power of attorney, so you can handle their finances if they’re unable to.

To save your spot for this free webinar, sign-up here.

What We Offer

Whether you’re opening your first savings account or need help navigating mortgage options, our pros will provide you with the information, guidance, and confidence you need to make your financial goals a reality. Some of our services include:

  • Accounts: Savings, checking, ATM cards, money markets, IRAs, bill pay and more
  • Credit and Lending Services: Credit cards, auto loans, insurance, personal loans, home loans, mortgage rates, and more
  • Investment Portfolios: Seize opportunities to expand and strengthen your investment portfolio

This is just the beginning of what we have to offer for our members.


Unlike banks, we are not-for-profit which means we do not report to (or make money for) any stock holders. That means we can pass on that savings to you, the member, in the form of:

  • Lower loan rates
  • Lower fees
  • Higher interest on deposits
  • & Much more!

Contact Us Today

To learn more about banking with VCCU or to open an account, visit us at a location near you or call us at 805.477.4000 today.