Welcome to VCCU

Welcome to Ventura County Credit Union

Become a member today!

Remember when a business deal was sealed with a handshake? We sure do. That's how we made loans in 1950, when Ventura County Credit Union was granted a charter. It all started when ten county employees pooled their resources to fund the Credit Union. Operating out of the County Courthouse under a stairwell, a part-time volunteer with a cash drawer helped fellow employees with their financial needs. Back then, the philosophy was simple: people helping people. It's a philosophy that is still embraced today and has helped VCCU grow to over $500 million in assets and more than 50,000 members and we're still growing!

Credit unions, unlike banks, are not-for-profit financial cooperatives. Their purpose is to provide the best possible service to their members, including members of modest means. Instead of creating profit for a small group of stockholders, credit union earnings are returned to members in the form of consistently lower loan rates, higher interest on deposits, lower fees and more state-of-the-art services like online bill payment and home banking. Over 84 million people - more than 9 million of them Californians - are members of credit unions in the United States.

We have a broad range of deposit products to meet your personal or business needs.

  • Checking
  • Savings
  • Certificate Account
  • IRA
  • Money Market

To open an account with us, you must first become a member.


In order to make the application process as easy as possible, please have the following information ready:

  • Valid Social Security Number
  • Date of Birth
  • Your Current Physical Address
  • Your Current Mailing Address (if different)
  • Email Address
  • Telephone Number
  • Valid Identification Information (Driver's license, passport or military ID, including number, issue, and expiration date).


Online Banking Login

Ready to Apply?

Applying for a loan or membership with Ventura County CU is easy.

Find an ATM

Enter your zipcode below.

Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States Government.