Some months just cost more than others. Maybe this year’s holiday shopping put you in a tight spot, or maybe an unexpected hospital bill left you short on cash. We get it, and we don’t want to add to your stress. In fact, with Skip-A-Pay, we can even help you get back on top of your budget.

What is Skip-A-Pay?

Skip-A-Pay gives eligible VCCU members with loans that are at least a year old and in good standing the flexibility to occasionally skip payments. It’s available for:
  • Credit cards
  • Auto loans
  • Personal loans
  • Lifestyle loans

Happy couple eating ice cream

How Does Skip-A-Pay Work?

If you choose to skip a payment, please keep in mind:

  • Interest will continue to accrue on your loan
  • Your original payment schedule may be extended
  • The total amount of interest you pay over the life of the loan will be slightly higher
  • Skip-A-Pay must be scheduled prior to the end of the month

To skip a payment, find out if your loan is eligible, or learn more about Skip-A-Pay restrictions, applicable fees and qualifications, please call Member Services at 805.477.4000 or visit us at one of our branches in Ventura, Port Hueneme, Oxnard, Camarillo, Thousand Oaks, Moorpark or Simi Valley, California for more information.