Save and go this summer with a 2% rate discount.

Unlimited options with affordable payments for any budget.

Palm tree - $43/mo - Home repairs $87/mo - Airplane $130/mo

Whether you’re thinking vacation or staycation, we make it affordable. 

Until August 31, our Summer Loan is available as low as 6.95% APR* — that’s 2% lower than our already-low personal loan rate. So, take the break you deserve.

It’s also a great way to consolidate high-cost bills, get a jump on back-to-school shopping or tackle those home repairs and projects. Choose your amount and see how our Summer Loan’s excellent rate fits your monthly budget.


  • $500 for just $43 per month*
  • $1,000 for just $87 per month*
  • $5,000 for $130 per month*

Apply for your Summer Choice Loan online or at your nearest branch

VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join



*Includes 2% rate discount. Annual Percentage Rate (APR) effective 6/28/22 is a promotional rate which is subject to change and includes one-quarter percent discount for automatic payment from a VCCU checking or savings account. This is an offer to apply and cannot be used in conjunction with any preapproval offers. All loans subject to credit approval. APR you receive will be based upon your creditworthiness. Verification of income may be required. Other restrictions may apply. Promotional offer may end at any time and cannot be used to refinance existing loans. 

Monthly payments shown are for a 12-month term at 6.95% APR. Terms up to 60 months are available. 
$500 = $42.26; $1,000 = 86.52; $1,500 = $129.78.

Not valid after August 31, 2022.